Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
VERDIS - VERZEKERINGEN from Sint-Gillis-Waas, company number BE0478140021, closed financial year 2025 with a result of € 48,000 after tax. For that financial year VERDIS - VERZEKERINGEN recorded a gross margin of € 576,341 and equity of € 263,743. Compared with financial year 2024, the result moved from € 169,147 to € 48,000. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on April 14, 2026.
€ 263,743
▲ 4% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 48,000
▼ 72% vs 2024
Profit after tax over the fiscal year.
€ 304,404
▲ 34% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 37,874 paid out
79 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
4
▲ 0.7 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 252,408
▲ 24% vs 2024
€ 63,100 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 4,771
▲ € 4,597 vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1.2 million
▲ 200% vs 2024
€ 171,329 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 13,699
▼ 9% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 29,264
▲ 21% vs 2024
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 431,064 | € 529,096 | € 521,525 | € 576,341 | ▲ 11% |
| Profit after taxes | € 86,047 | € 155,711 | € 169,147 | € 48,000 | ▼ 72% |
| Equity | € 177,574 | € 213,978 | € 253,617 | € 263,743 | ▲ 4% |
| Total debts | € 836,896 | € 758,999 | € 649,218 | € 1,325,374 | ▲ 104% |
| Cash | € 335,231 | € 189,384 | € 226,946 | € 304,404 | ▲ 34% |
| Land & buildings | - | - | - | € 983,753 | |
| Retained profit | € 158,974 | € 195,378 | € 235,017 | € 245,143 | ▲ 4% |
| Dividend | € 82,052 | € 119,307 | € 129,508 | € 37,874 | ▼ 71% |
| Bank debt | € 614,844 | € 501,710 | € 385,830 | € 1,157,139 | ▲ 200% |
| Balance sheet total | € 1,014,470 | € 972,977 | € 902,835 | € 1,589,116 | ▲ 76% |
| Employees (FTE) | 3.3 | 3.3 | 3.3 | 4 | ▲ 0.7 |
Key figures of VERDIS - VERZEKERINGEN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to VERDIS - VERZEKERINGEN?
What happened at VERDIS - VERZEKERINGEN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 48,000 (▼ 72% vs 2024). Source: NBB ↗
- New establishment in Sint-Gillis-Waas. KBO
- Start of the company according to the CBE. KBO
In short
From € 86,047 profit in 2022 to € 48,000 profit in 2025.
Paid € 45,619 in corporate taxes since 2022.
Best year ever: 2024, with € 169,147 profit.
On average € 144,100 of value added per employee in 2025.
A new publication or filing at VERDIS - VERZEKERINGEN? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of LU MAN, G. INVEST comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
VERDIS - VERZEKERINGENBehind VERDIS - VERZEKERINGEN are Walther Dullaert, G. INVEST BV and LU MAN BV. The shares are held by LU MAN (39.3%) and G. INVEST (10.2%).
Directors
According to the 2025 annual accounts
Director · represented by Geert Ivens
Director · represented by Jeroen Van de Vijver
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Zandstraat(SP) 2
9170 Sint-Gillis-Waas
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0478.140.021
- VAT number
- BE 0478.140.021
- Registered office
- Zandstraat(SP) 2, 9170 Sint-Gillis-Waas
- Names & denominations
- VERDIS - VERZEKERINGEN
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 7 August 2002
- Peppol
- Not registered
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Verzekeringsmakelaars en -agenten