Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Shrinking team NBB
FTE fell two years in a row, from 2.2 to 1.5.
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Figures corrected NBB
Corrected annual account filed for 2024.
Financials
Financial year 2025
ASSURFIN - ANS from Liège, company number BE0478112901, closed financial year 2025 with a result of € -13,964 after tax. For that financial year ASSURFIN - ANS recorded a gross margin of € 20,821 and equity of € 447,500. Compared with financial year 2024, the result moved from € 88,634 to € -13,964. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 29, 2026.
€ 447,500
▼ 2% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -13,964
▼ still € 88,634 profit in 2024
Profit after tax over the fiscal year.
€ 7,012
▲ € 5,614 vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 428,900.
People and assets in 2025
1.5
▼ 0.3 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 21,902
▲ 17% vs 2024
€ 14,600 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 18,621
▼ 28% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 284,421
▲ € 254,331 vs 2024
€ 38,126 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 9,893
▼ 78% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 11,588
▲ 38% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 102,510 | € 41,394 | € 34,851 | € 20,821 | ▼ 40% |
| Profit after taxes | € 47,809 | € 431 | € 88,634 | € -13,964 | ▼ € 102,598 |
| Equity | € 441,248 | € 441,679 | € 458,314 | € 447,500 | ▼ 2% |
| Total debts | € 126,695 | € 184,213 | € 148,307 | € 354,422 | ▲ 139% |
| Cash | € 4,804 | € 1 | € 1,398 | € 7,012 | ▲ € 5,614 |
| Retained profit | € 425,798 | € 426,229 | € 442,864 | € 428,900 | ▼ 3% |
| Dividend | € 0 | € 0 | € 72,000 | € 0 | ▼ 100% |
| Bank debt | € 32,345 | € 67,235 | € 30,090 | € 284,421 | ▲ € 254,331 |
| Balance sheet total | € 567,943 | € 625,892 | € 606,621 | € 801,922 | ▲ 32% |
| Employees (FTE) | - | 2.2 | 1.8 | 1.5 | ▼ 0.3 |
Key figures of ASSURFIN - ANS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to ASSURFIN - ANS?
What happened at ASSURFIN - ANS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 13,964 (▼ € 102,598 vs 2024). Source: NBB ↗
- DOMINIQUE VAES became a director. NBB
- New establishment in Liège. KBO
- Start of the company according to the CBE. KBO
In short
From € 47,809 profit in 2022 to € 13,964 loss in 2025.
Paid € 27,950 in corporate taxes since 2022.
Best year ever: 2024, with € 88,634 profit.
On average € 13,900 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind ASSURFIN - ANS are Luc VRANCKEN and DOMINIQUE VAES. It owns 100% of HV IMMO itself.
Directors
According to the 2025 annual accounts
since 2022
Establishments
Establishment units
Physical locations of this company
Rue de la Cathédrale 54
4000 Liège
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0478.112.901
- VAT number
- BE 0478.112.901
- Registered office
- Rue de la Cathédrale 54, 4000 Liège
- Names & denominations
- ASSURFIN - ANS · A.A.
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 2 August 2002
- Peppol
- Active · Active since 8 Dec 2025
- Activities · NACE
Overige ondersteunende activiteiten in verband met financiële diensten, neg, exclusief verzekeringen en pensioenfondsen