Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 3 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 4 % of short-term debt in 2025; threshold 65 %.
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Busy address KBO
52 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
M & F SERVICES from Anderlecht, company number BE0478107951, closed financial year 2025 with a result of € -2,680 after tax. For that financial year M & F SERVICES recorded a gross margin of € -2,137 and equity of € -13,864. Compared with financial year 2024, the result moved from € -10,728 to € -2,680. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 19, 2026.
€ -13,864
▼ € 2,680 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -2,680
▲ 75 % less loss than in 2024
Profit after tax over the fiscal year.
€ 106
▼ 97% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -38,864.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 525
▲ 114% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -6,352 | € -5,992 | € -3,910 | € -2,137 | ▲ € 1,773 |
| Profit after taxes | € -11,448 | € -12,067 | € -10,728 | € -2,680 | ▲ € 8,048 |
| Equity | € 11,611 | € -456 | € -11,184 | € -13,864 | ▼ € 2,680 |
| Total debts | € 69,956 | € 61,740 | € 50,668 | € 14,389 | ▼ 72% |
| Cash | € 28,312 | € 15,476 | € 3,591 | € 106 | ▼ 97% |
| Retained profit | € -13,389 | € -25,456 | € -36,184 | € -38,864 | ▼ € 2,680 |
| Bank debt | € 17,950 | € 12,999 | € 8,003 | € 0 | ▼ 100% |
| Balance sheet total | € 81,567 | € 61,284 | € 39,484 | € 525 | ▼ 99% |
Key figures of M & F SERVICES, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to M & F SERVICES?
What happened at M & F SERVICES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 2,680. filed late Source: NBB ↗
- New establishment in Beersel. KBO
- Start of the company according to the CBE. KBO
In short
From € 11,448 loss in 2022 to € 2,680 loss in 2025.
Paid € 611 in corporate taxes since 2022.
Management
Behind M & F SERVICES is MICHEL DUBOIS.
Directors
According to the 2025 annual accounts
MICHEL DUBOIS
Manager
Establishments
Establishment units
Physical locations of this company
Industrielaan 9
1070 Anderlecht
Sanatoriumstraat 193
1652 Beersel
Active since 17 September 2002
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 52 companies are registered at this address.
All companies at this address →Fédération des Oeuvres d'Enseignement Spécial du Brabant - Federatie der Instellingen van Speciaal onderwijs van Brabant
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€ 772,435 gross margin · 2025
EJ BENELUX ACCESS SOLUTIONS
€ 12.9 million revenue · 2025
+47 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0478.107.951
- VAT number
- BE 0478.107.951
- Registered office
- Industrielaan 9, 1070 Anderlecht
- Names & denominations
- M & F SERVICES
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 1 August 2002
- Peppol
- Active · Active since 18 Mar 2026
- Activities · NACE
Overige reiniging van gebouwen; industriële reiniging
Algemene reiniging van gebouwen
Andere reinigingsactiviteiten