Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 3 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 4 % of short-term debt in 2025; threshold 65 %.
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Busy address KBO
54 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
M & F SERVICES from Tubize, company number BE0478107951, closed financial year 2025 with a result of € -2,680 after tax. For that financial year M & F SERVICES recorded a gross margin of € -2,137 and equity of € -13,864. Compared with financial year 2024, the result moved from € -10,728 to € -2,680. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 19, 2026.
€ -13,864
▼ € 2,680 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -2,680
▲ 75 % less loss than in 2024
Profit after tax over the fiscal year.
€ 106
▼ 97% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -38,864.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 525
▲ 114% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -6,352 | € -5,992 | € -3,910 | € -2,137 | ▲ € 1,773 |
| Profit after taxes | € -11,448 | € -12,067 | € -10,728 | € -2,680 | ▲ € 8,048 |
| Equity | € 11,611 | € -456 | € -11,184 | € -13,864 | ▼ € 2,680 |
| Total debts | € 69,956 | € 61,740 | € 50,668 | € 14,389 | ▼ 72% |
| Cash | € 28,312 | € 15,476 | € 3,591 | € 106 | ▼ 97% |
| Retained profit | € -13,389 | € -25,456 | € -36,184 | € -38,864 | ▼ € 2,680 |
| Bank debt | € 17,950 | € 12,999 | € 8,003 | € 0 | ▼ 100% |
| Balance sheet total | € 81,567 | € 61,284 | € 39,484 | € 525 | ▼ 99% |
Key figures of M & F SERVICES, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to M & F SERVICES?
What happened at M & F SERVICES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 2,680. filed late Source: NBB ↗
- New establishment in Beersel. KBO
- Start of the company according to the CBE. KBO
In short
From € 11,448 loss in 2022 to € 2,680 loss in 2025.
Paid € 611 in corporate taxes since 2022.
A new publication or filing at M & F SERVICES? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind M & F SERVICES is MICHEL DUBOIS.
Directors
According to the 2025 annual accounts
MICHEL DUBOIS
Manager
Establishments
Establishment units
Physical locations of this company
Rue des Ponts 23
1480 Tubize
Sanatoriumstraat 193
1652 Beersel
Active since 17 September 2002
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 54 companies are registered at this address.
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€ 309,924 gross margin · 2025
VALCIM
€ 277,791 revenue · 2023
LIQUIDOSTOCK
EUROBIKE
€ 281,086 gross margin · 2025
REPARATIONS MECANIQUES
€ 169 gross margin · 2025
+49 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0478.107.951
- VAT number
- BE 0478.107.951
- Registered office
- Rue des Ponts 23, 1480 Tubize
- Names & denominations
- M & F SERVICES
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 1 August 2002
- Peppol
- Active · Active since 18 Mar 2026
- Activities · NACE
Overige reiniging van gebouwen; industriële reiniging
Algemene reiniging van gebouwen
Andere reinigingsactiviteiten