Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Legal situation KBO
Vrijwillige ontbinding – vereffening according to the CBE.
Financials
Financial year 2025
VERZEKERINGEN LUC LOUWAGIE from Ieper, company number BE0478107159, closed financial year 2025 with a result of € 34,307 after tax. For that financial year VERZEKERINGEN LUC LOUWAGIE recorded a gross margin of € 48,162 and equity of € 1 million. Compared with financial year 2024, the result moved from € 417,710 to € 34,307. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 17, 2026.
€ 1 million
▲ 3% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 34,307
▼ 92% vs 2024
Profit after tax over the fiscal year.
€ 591,795
▲ € 554,373 vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 1 million.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 95,051
▲ € 93,944 vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 214,873 | € 85,012 | € 506,608 | € 48,162 | ▼ 90% |
| Profit after taxes | € -362,760 | € -160,607 | € 417,710 | € 34,307 | ▼ 92% |
| Equity | € 731,585 | € 570,977 | € 988,687 | € 1,022,995 | ▲ 3% |
| Total debts | € 1,145,048 | € 661,657 | € 114,227 | € 95,056 | ▼ 17% |
| Cash | € 42,857 | € 109,958 | € 37,422 | € 591,795 | ▲ € 554,373 |
| Land & buildings | € 1,563,869 | € 1,417,922 | € 550,790 | - | |
| Retained profit | € 722,985 | € 562,377 | € 980,087 | € 1,014,395 | ▲ 4% |
| Dividend | € 50,000 | € 0 | € 0 | € 0 | |
| Bank debt | € 971,046 | € 654,801 | € 0 | € 0 | |
| Balance sheet total | € 2,220,888 | € 1,575,521 | € 1,157,676 | € 1,118,050 | ▼ 3% |
Key figures of VERZEKERINGEN LUC LOUWAGIE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 17 July 2027.
What happened to VERZEKERINGEN LUC LOUWAGIE?
What happened at VERZEKERINGEN LUC LOUWAGIE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
VERZEKERINGEN LUC LOUWAGIE is active according to the CBE. Legal situation: Vrijwillige ontbinding – vereffening.
- New annual accounts for financial year 2025: profit of € 34,307 (▼ 92% vs 2024). Source: NBB ↗
- New establishment in Ieper. KBO
- Start of the company according to the CBE. KBO
In short
From € 362,760 loss in 2022 to € 34,307 profit in 2025.
Paid € 136,934 in corporate taxes since 2022.
Best year ever: 2024, with € 417,710 profit.
Paid out € 50,000 in dividends to the owners in total.
Management
Behind VERZEKERINGEN LUC LOUWAGIE is Myriam Mulliez.
Directors
According to the 2025 annual accounts
Myriam Mulliez
Director
Establishments
Establishment units
Physical locations of this company
Brugseweg 315
8900 Ieper
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0478.107.159
- VAT number
- BE 0478.107.159
- Registered office
- Brugseweg 315, 8900 Ieper
- Names & denominations
- VERZEKERINGEN LUC LOUWAGIE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Vrijwillige ontbinding – vereffening
- Start date
- 1 August 2002
- Peppol
- Not registered