Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 31 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
JEAN-FRANCOIS GERARD from Elsene, company number BE0477995214, closed financial year 2025 with a result of € -52,774 after tax. For that financial year JEAN-FRANCOIS GERARD recorded a gross margin of € 27,506 and equity of € 726,935. Compared with financial year 2024, the result moved from € -8,596 to € -52,774. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 11, 2026.
€ 726,935
▼ 24% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -52,774
▼ 514 % more loss than in 2024
Profit after tax over the fiscal year.
€ 1,646
▼ 30% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 714,535.
People and assets in 2025
€ 7,145
▼ 20% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 77,679
▼ 12% vs 2024
€ 11,221 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 5,298
Supplier invoices still open on the last day of the fiscal year.
€ 2,869
▼ 48% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 176,522 | € 160,934 | € 73,502 | € 27,506 | ▼ 63% |
| Profit after taxes | € 48,137 | € 48,322 | € -8,596 | € -52,774 | ▼ € 44,178 |
| Equity | € 1,043,805 | € 959,985 | € 950,530 | € 726,935 | ▼ 24% |
| Total debts | € 247,467 | € 274,206 | € 98,889 | € 138,915 | ▲ 40% |
| Cash | € 32,749 | € 20,180 | € 2,363 | € 1,646 | ▼ 30% |
| Land & buildings | € 225,000 | € 227,001 | € 227,001 | € 431,720 | ▲ 90% |
| Retained profit | € 1,031,405 | € 947,585 | € 938,130 | € 714,535 | ▼ 24% |
| Dividend | € 78,600 | € 132,143 | € 859 | € 170,821 | ▲ € 169,962 |
| Bank debt | € 138,137 | € 100,063 | € 88,626 | € 77,679 | ▼ 12% |
| Balance sheet total | € 1,291,273 | € 1,234,191 | € 1,049,419 | € 865,850 | ▼ 17% |
Key figures of JEAN-FRANCOIS GERARD, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to JEAN-FRANCOIS GERARD?
What happened at JEAN-FRANCOIS GERARD in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 52,774. Source: NBB ↗
- Start of the company according to the CBE. KBO
In short
From € 48,137 profit in 2022 to € 52,774 loss in 2025.
Paid € 77,083 in corporate taxes since 2022.
Best year ever: 2023, with € 48,322 profit.
Paid out € 382,423 in dividends to the owners in total.
A new publication or filing at JEAN-FRANCOIS GERARD? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind JEAN-FRANCOIS GERARD is Jean-François GERARD.
Directors
According to the 2025 annual accounts
Jean-François GERARD
Director
Establishments
Establishment units
Physical locations of this company
Marsveldplein 5
1050 Elsene
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0477.995.214
- VAT number
- BE 0477.995.214
- Registered office
- Marsveldplein 5, 1050 Elsene
- Names & denominations
- JEAN-FRANCOIS GERARD
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 16 July 2002
- Peppol
- Active · Active since 13 Feb 2025
- Activities · NACE
Activiteiten van advocaten
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen