Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 56 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
BOUWWERKEN BEMA from Scherpenheuvel-Zichem, company number BE0477962847, closed financial year 2025 with a result of € 34,888 after tax. For that financial year BOUWWERKEN BEMA recorded a gross margin of € 41,078 and equity of € -33,490. Compared with financial year 2024, the result moved from € -31,921 to € 34,888. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 23, 2026.
€ -33,490
▲ € 34,888 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 34,888
▲ still € 31,921 loss in 2024
Profit after tax over the fiscal year.
€ 44,489
▲ 63% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -132,090.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2025
€ 49,087
▼ 10% vs 2024
€ 5,675 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 14,940
▼ 47% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 3,451
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 141,410 | € 69,459 | € -23,012 | € 41,078 | ▲ € 64,090 |
| Profit after taxes | € 3,912 | € 21,234 | € -31,921 | € 34,888 | ▲ € 66,809 |
| Equity | € -57,838 | € -36,604 | € -68,378 | € -33,490 | ▲ € 34,888 |
| Total debts | € 184,092 | € 146,525 | € 111,128 | € 95,884 | ▼ 14% |
| Cash | € 20,306 | € 35,434 | € 27,228 | € 44,489 | ▲ 63% |
| Retained profit | € -156,438 | € -135,204 | € -166,978 | € -132,090 | ▲ € 34,888 |
| Bank debt | € 66,410 | € 59,840 | € 54,561 | € 49,087 | ▼ 10% |
| Balance sheet total | € 126,254 | € 109,921 | € 42,750 | € 62,394 | ▲ 46% |
Key figures of BOUWWERKEN BEMA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to BOUWWERKEN BEMA?
What happened at BOUWWERKEN BEMA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 34,888. Source: NBB ↗
- New establishment in Scherpenheuvel-Zichem. KBO
- Marc Bernaer became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 3,912 profit in 2022 to € 34,888 profit in 2025.
Best year ever: 2025, with € 34,888 profit.
Management
Behind BOUWWERKEN BEMA is Marc Bernaer.
Directors
According to the 2025 annual accounts
Marc Bernaer
Manager
since 2002
Establishments
Establishment units
Physical locations of this company
Ballaarstraat(KAG) 33
3270 Scherpenheuvel-Zichem
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Self-hosted
Hosting
XENIUS, BE
Website info
Features
Security
Details
- Company number
- 0477.962.847
- VAT number
- BE 0477.962.847
- Registered office
- Ballaarstraat(KAG) 33, 3270 Scherpenheuvel-Zichem
- Names & denominations
- BOUWWERKEN BEMA
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 11 July 2002
- Peppol
- Active · Active since 14 Nov 2024
- Contact
- bouwwerken-bema.be
- Activities · NACE
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