Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 55 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
LOBELIA from Lier, company number BE0477934242, closed financial year 2025 with a result of € 25,664 after tax. For that financial year LOBELIA recorded a gross margin of € 441,078 and equity of € 255,513. Compared with financial year 2024, the result moved from € 16,522 to € 25,664. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on October 28, 2025.
€ 255,513
▲ 11% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 25,664
▲ 55% vs 2024
Profit after tax over the fiscal year.
€ 71,520
▼ 16% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 249,013.
People and assets in 2025
7.3
▼ 4.9 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 266,851
▼ 12% vs 2024
€ 36,600 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 7,022
▼ 76% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 717,088
▲ 5% vs 2024
€ 106,413 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 51,329
▼ 42% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 27,095
▼ 19% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 444,185 | € 450,680 | € 460,712 | € 441,078 | ▼ 4% |
| Profit after taxes | € 42,108 | € 28,055 | € 16,522 | € 25,664 | ▲ 55% |
| Equity | € 185,272 | € 213,327 | € 229,849 | € 255,513 | ▲ 11% |
| Total debts | € 872,272 | € 844,745 | € 807,691 | € 808,229 | |
| Cash | € 74,746 | € 70,156 | € 85,046 | € 71,520 | ▼ 16% |
| Land & buildings | € 1,067,056 | € 1,032,950 | € 985,257 | € 927,942 | ▼ 6% |
| Retained profit | € 178,772 | € 206,827 | € 223,349 | € 249,013 | ▲ 11% |
| Bank debt | € 782,751 | € 743,819 | € 685,218 | € 717,088 | ▲ 5% |
| Balance sheet total | € 1,214,671 | € 1,219,783 | € 1,200,189 | € 1,227,239 | ▲ 2% |
| Employees (FTE) | 9.7 | 10.3 | 12.2 | 7.3 | ▼ 4.9 |
Key figures of LOBELIA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to LOBELIA?
What happened at LOBELIA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 25,664 (▲ 55% vs 2024). Source: NBB ↗
- Hilde Eugeen de Gruyter became a director. NBB
- New establishment in Lier. KBO
- Start of the company according to the CBE. KBO
- Tom Christiaan Peeters became a director. NBB
In short
From € 42,108 profit in 2022 to € 25,664 profit in 2025.
Paid € 36,156 in corporate taxes since 2022.
Best year ever: 2022, with € 42,108 profit.
On average € 60,400 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind LOBELIA are Tom Christiaan Peeters and Hilde Eugeen de Gruyter.
Directors
According to the 2025 annual accounts
Tom Christiaan Peeters
Director
since 2002
Hilde Eugeen de Gruyter
Director
since 2021
Establishments
Establishment units
Physical locations of this company
Berlaarsesteenweg 24/26
2500 Lier
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Self-hosted
Hosting
NEDZONE-AS, NL
Website info
Features
Security
Details
- Company number
- 0477.934.242
- VAT number
- BE 0477.934.242
- Registered office
- Berlaarsesteenweg 24/26, 2500 Lier
- Names & denominations
- LOBELIA
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 5 July 2002
- Peppol
- Active · Active since 24 Nov 2023
- Contact
- patisserie-peeters.be
- Activities · NACE
Ambachtelijke vervaardiging van brood en van vers banketbakkerswerk
Artisanale brood- en banketbakkerijen
Detailhandel in brood-, banketbakkerswerk en suikerwerk
Detailhandel in brood en banketbakkerswerk (koude bakkers)