Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 10 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
BNFT from Charleroi, company number BE0477799135, closed financial year 2025 with a result of € 21,456 after tax. For that financial year BNFT recorded a gross margin of € 32,513 and equity of € -35,976. Compared with financial year 2024, the result moved from € 3,973 to € 21,456. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 9, 2026.
€ -35,976
▲ € 21,456 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 21,456
▲ € 17,483 vs 2024
Profit after tax over the fiscal year.
€ 8,003
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -54,576.
People and assets in 2025
€ 1,941
▲ 13% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 9,517
▼ 50% vs 2024
Loans from banks and other lenders, long and short.
€ 928
▼ 88% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 1,244
▲ € 1,192 vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -4,871 | € 506 | € 13,551 | € 32,513 | ▲ 140% |
| Profit after taxes | € -11,559 | € -37,554 | € 3,973 | € 21,456 | ▲ € 17,483 |
| Equity | € -23,852 | € -61,405 | € -57,432 | € -35,976 | ▲ € 21,456 |
| Total debts | € 127,255 | € 131,006 | € 139,396 | € 91,990 | ▼ 34% |
| Cash | € 1,483 | - | - | € 8,003 | |
| Land & buildings | € 46,570 | € 42,988 | € 39,406 | € 35,823 | ▼ 9% |
| Retained profit | € -42,452 | € -80,005 | € -76,032 | € -54,576 | ▲ € 21,456 |
| Bank debt | € 36,471 | € 28,549 | € 19,004 | € 9,517 | ▼ 50% |
| Balance sheet total | € 103,403 | € 69,601 | € 81,964 | € 56,014 | ▼ 32% |
Key figures of BNFT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to BNFT?
What happened at BNFT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 21,456 (▲ € 17,483 vs 2024). Source: NBB ↗
- Nicolas BOUSARD became a director. NBB
- Sophie GUYOT became a director. NBB
- New establishment in Charleroi. KBO
- Start of the company according to the CBE. KBO
In short
From € 11,559 loss in 2022 to € 21,456 profit in 2025.
Best year ever: 2025, with € 21,456 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind BNFT are Sophie GUYOT and Nicolas BOUSARD.
Directors
According to the 2025 annual accounts
Sophie GUYOT
Director
since 2007
Nicolas BOUSARD
Director
since 2024
Establishments
Establishment units
Physical locations of this company
Rue des Chevaliers du Travail 44
6042 Charleroi
Rue Delvaux Auguste 10
6040 Charleroi
Active since 26 July 2002
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0477.799.135
- VAT number
- BE 0477.799.135
- Registered office
- Rue des Chevaliers du Travail 44, 6042 Charleroi
- Names & denominations
- BNFT
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 21 June 2002
- Peppol
- Active · Active since 18 Nov 2025
- Activities · NACE
Vervaardiging van metalen constructiewerken en delen daarvan
Installatie van isolatie
Landschapsverzorging
Interieurontwerp
Smeden van metaal
Isolatiewerkzaamheden
Activiteiten van interieurdecorateurs