Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 2 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 17 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
GEMI from Hechtel-Eksel, company number BE0477769441, closed financial year 2025 with a result of € -31,413 after tax. For that financial year GEMI recorded a gross margin of € 99,421 and equity of € -218,672. Compared with financial year 2024, the result moved from € -202,970 to € -31,413. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on October 13, 2026.
€ -218,672
▼ € 31,413 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -31,413
▲ 85 % less loss than in 2024
Profit after tax over the fiscal year.
€ 915
▼ 89% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -253,729.
People and assets in 2025
€ 110,072
▼ 71% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 5,120
▲ € 4,782 vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 90,984
▲ 173% vs 2024
€ 12,169 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 72,185
▼ 49% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 53,312
▲ 100% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 70,870 | € -7,984 | € 197,787 | € 99,421 | ▼ 50% |
| Profit after taxes | € 9,000 | € -16,000 | € -202,970 | € -31,413 | ▲ € 171,557 |
| Equity | € 31,710 | € 15,711 | € -187,259 | € -218,672 | ▼ € 31,413 |
| Total debts | € 33,355 | € 100,664 | € 312,130 | € 410,570 | ▲ 32% |
| Cash | € 1,555 | € 14,999 | € 8,530 | € 915 | ▼ 89% |
| Land & buildings | € 47,000 | € 47,000 | € 58,890 | € 79,216 | ▲ 35% |
| Retained profit | € 13,110 | € -19,347 | € -222,316 | € -253,729 | ▼ € 31,413 |
| Bank debt | € 19,640 | € 13,295 | € 33,363 | € 90,984 | ▲ 173% |
| Balance sheet total | € 65,066 | € 116,375 | € 124,871 | € 191,899 | ▲ 54% |
Key figures of GEMI, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to GEMI?
What happened at GEMI in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 31,413. filed late Source: NBB ↗
- New establishment in Hechtel-Eksel. KBO
- Start of the company according to the CBE. KBO
In short
From € 9,000 profit in 2022 to € 31,413 loss in 2025.
Paid € 688 in corporate taxes since 2022.
Best year ever: 2022, with € 9,000 profit.
Management
Behind GEMI are Debby Dedoyard and Miguel Stinckens. The same people are also behind HET PERRON and DEMI HOLDING. Miguel Stinckens is also behind MS - Montage, GEMI Invest, GEMI Construct and YOMI.
Directors
According to the 2025 annual accounts
Miguel Stinckens
Director
Also active at: MS - Montage, HET PERRON, GEMI Invest, GEMI Construct, YOMI, DEMI HOLDING
Establishments
Establishment units
Physical locations of this company
Twaalf septemberstraat 7
3940 Hechtel-Eksel
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0477.769.441
- VAT number
- BE 0477.769.441
- Registered office
- Twaalf septemberstraat 7, 3940 Hechtel-Eksel
- Names & denominations
- GEMI
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 19 June 2002
- Peppol
- Active · Active since 30 Sept 2025
- Activities · NACE
Activiteiten van eetgelegenheden met volledige bediening
Restaurants van het traditionele type
Cafés en bars
Eetgelegenheden met volledige bediening