Financials
Financial year 2025
SCHELDELAND VERZEKERINGEN from Wichelen, company number BE0477761919, closed financial year 2025 with a result of € 116,223 after tax. For that financial year SCHELDELAND VERZEKERINGEN recorded a gross margin of € 340,860 and equity of € 517,596. Compared with financial year 2024, the result moved from € 73,015 to € 116,223. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on September 30, 2026.
€ 517,596
▲ 7% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 116,223
▲ 59% vs 2024
Profit after tax over the fiscal year.
€ 440,911
▲ 25% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 82,750 paid out
71 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
€ 136,533
▲ 49% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 61,384
▼ 41% vs 2024
€ 32,219 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 6,819
▼ 62% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 38,860
▲ 19% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 239,065 | € 241,808 | € 272,671 | € 340,860 | ▲ 25% |
| Profit after taxes | € 68,701 | € 58,134 | € 73,015 | € 116,223 | ▲ 59% |
| Equity | € 383,402 | € 429,417 | € 484,123 | € 517,596 | ▲ 7% |
| Total debts | € 514,612 | € 470,375 | € 495,043 | € 548,773 | ▲ 11% |
| Cash | € 170,814 | € 272,785 | € 351,862 | € 440,911 | ▲ 25% |
| Land & buildings | € 70,552 | € 65,000 | € 60,000 | € 55,000 | ▼ 8% |
| Retained profit | € 377,202 | € 423,217 | € 477,923 | € 511,396 | ▲ 7% |
| Dividend | € 26,692 | € 12,120 | € 18,308 | € 82,750 | ▲ € 64,442 |
| Bank debt | € 231,773 | € 157,819 | € 103,349 | € 61,384 | ▼ 41% |
| Balance sheet total | € 898,014 | € 899,792 | € 979,166 | € 1,066,369 | ▲ 9% |
Key figures of SCHELDELAND VERZEKERINGEN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SCHELDELAND VERZEKERINGEN?
What happened at SCHELDELAND VERZEKERINGEN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 116,223 (▲ 59% vs 2024). filed late Source: NBB ↗
- De Decker R, T & N BV became a director. NBB
- Van Hoorde En Co VOF became a director. NBB
- New establishment in Wichelen. KBO
- Start of the company according to the CBE. KBO
In short
From € 68,701 profit in 2022 to € 116,223 profit in 2025.
Paid € 95,234 in corporate taxes since 2022.
Best year ever: 2025, with € 116,223 profit.
Paid out € 139,870 in dividends to the owners in total.
Management
Behind SCHELDELAND VERZEKERINGEN are De Decker R, T & N BV and Van Hoorde En Co VOF.
Directors
According to the 2025 annual accounts
Director · represented by De Decker Robert
since 2025
Director · represented by Van Hoorde Geert
since 2019
Establishments
Establishment units
Physical locations of this company
Moleken 2
9260 Wichelen
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0477.761.919
- VAT number
- BE 0477.761.919
- Registered office
- Moleken 2, 9260 Wichelen
- Names & denominations
- SCHELDELAND VERZEKERINGEN
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 18 June 2002
- Peppol
- Active · Active since 29 Oct 2025
- Activities · NACE
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Verzekeringsmakelaars en -agenten