Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 46 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
RIDDER & HOVE from Kortrijk, company number BE0477445876, closed financial year 2025 with a result of € 66,538 after tax. For that financial year RIDDER & HOVE recorded a gross margin of € 414,329 and equity of € 174,356. Compared with financial year 2024, the result moved from € 34,760 to € 66,538. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on January 29, 2026.
€ 174,356
▲ 48% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 66,538
▲ 91% vs 2024
Profit after tax over the fiscal year.
€ 67,781
▲ 7% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 10,332 paid out
16 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
€ 238,741
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 4,204
▼ 8% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 131,295
▼ 37% vs 2024
€ 76,441 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 26,074
▲ 17% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 20,560
▼ 17% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 308,624 | € 361,721 | € 375,066 | € 414,329 | ▲ 10% |
| Profit after taxes | € 18,261 | € 35,884 | € 34,760 | € 66,538 | ▲ 91% |
| Equity | € 64,500 | € 90,221 | € 118,150 | € 174,356 | ▲ 48% |
| Total debts | € 424,302 | € 385,074 | € 280,042 | € 207,149 | ▼ 26% |
| Cash | € 35,852 | € 83,014 | € 63,400 | € 67,781 | ▲ 7% |
| Land & buildings | € 222,113 | € 189,838 | € 157,563 | € 128,413 | ▼ 19% |
| Retained profit | € 2,300 | € 28,021 | € 55,950 | € 112,156 | ▲ 100% |
| Dividend | € 1,600 | € 10,163 | € 6,832 | € 10,332 | ▲ 51% |
| Bank debt | € 355,999 | € 287,086 | € 209,042 | € 131,295 | ▼ 37% |
| Balance sheet total | € 488,802 | € 475,295 | € 398,192 | € 381,505 | ▼ 4% |
Key figures of RIDDER & HOVE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to RIDDER & HOVE?
What happened at RIDDER & HOVE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 66,538 (▲ 91% vs 2024). Source: NBB ↗
- New establishment in Kortrijk. KBO
- Start of the company according to the CBE. KBO
In short
From € 18,261 profit in 2022 to € 66,538 profit in 2025.
Paid € 59,560 in corporate taxes since 2022.
Best year ever: 2025, with € 66,538 profit.
Paid out € 28,927 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind RIDDER & HOVE are Eddy De Ridder and Tom Kerkhove.
Directors
According to the 2025 annual accounts
Eddy De Ridder
Director
Tom Kerkhove
Director
Establishments
Establishment units
Physical locations of this company
Voorstraat(Kor) 7
8500 Kortrijk
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0477.445.876
- VAT number
- BE 0477.445.876
- Registered office
- Voorstraat(Kor) 7, 8500 Kortrijk
- Names & denominations
- RIDDER & HOVE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 2 May 2002
- Peppol
- Active · Active since 1 Jan 2001
- Activities · NACE
Ambachtelijke vervaardiging van brood en van vers banketbakkerswerk
Artisanale brood- en banketbakkerijen
Detailhandel in brood en banketbakkerswerk (koude bakkers)
Detailhandel in brood-, banketbakkerswerk en suikerwerk
Activiteiten van eetgelegenheden met beperkte bediening, muv mobiele eetgelegenheden
Fastfoodzaken, snackbars, frituren en dergelijke
Eetgelegenheden met beperkte bediening