Financials
Financial year 2025
STEFINA from Kortrijk, company number BE0477288203, closed financial year 2025 with a result of € 244,370 after tax. For that financial year STEFINA recorded a gross margin of € 288,924 and equity of € 1.1 million. Compared with financial year 2024, the result moved from € 246,383 to € 244,370. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on April 2, 2026.
€ 1.1 million
▲ 28% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 244,370
▼ 1% vs 2024
Profit after tax over the fiscal year.
€ 103,508
▼ 54% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 912,810.
Debts at end 2025
€ 3.3 million
▼ 7% vs 2024
Loans from banks and other lenders, long and short.
€ 48,541
▲ 282% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 7,457
▲ 250% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 278,368 | € 287,421 | € 286,967 | € 288,924 | ▲ 1% |
| Profit after taxes | € 158,422 | € 220,377 | € 246,383 | € 244,370 | ▼ 1% |
| Equity | € 401,680 | € 622,057 | € 868,440 | € 1,112,810 | ▲ 28% |
| Total debts | € 3,892,535 | € 3,636,451 | € 3,717,812 | € 3,498,851 | ▼ 6% |
| Cash | € 13,263 | € 29,128 | € 223,188 | € 103,508 | ▼ 54% |
| Land & buildings | € 976,054 | € 976,054 | € 976,054 | € 976,054 | |
| Retained profit | € 201,680 | € 422,057 | € 668,440 | € 912,810 | ▲ 37% |
| Dividend | € 1,000,000 | € 0 | € 0 | € 0 | |
| Bank debt | € 3,650,000 | € 3,450,000 | € 3,600,000 | € 3,340,008 | ▼ 7% |
| Balance sheet total | € 4,294,215 | € 4,258,508 | € 4,586,252 | € 4,611,661 | ▲ 1% |
Key figures of STEFINA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to STEFINA?
What happened at STEFINA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Stephan Debrabandere stepped down as director. NBB
- Lolita Debrabandere stepped down as director. NBB
- Gabrielle Debrabandere stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 244,370 (▼ 1% vs 2024). Source: NBB ↗
- Stephan Debrabandere became a director. NBB
- Lolita Debrabandere became a director. NBB
- Gabrielle Debrabandere became a director. NBB
- New establishment in Kortrijk. KBO
In short
From € 158,422 profit in 2022 to € 244,370 profit in 2025.
Paid € 289,851 in corporate taxes since 2022.
Best year ever: 2024, with € 246,383 profit.
Paid out € 1 million in dividends to the owners in total.
A new publication or filing at STEFINA? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of DEBRA comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
STEFINAThe shares are held by DEBRA (100%).
Directors
According to the 2025 annual accounts
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Torkonjestraat(Mar) 23
8510 Kortrijk
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 9 companies are registered at this address.
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What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0477.288.203
- VAT number
- BE 0477.288.203
- Registered office
- Torkonjestraat(Mar) 23, 8510 Kortrijk
- Names & denominations
- STEFINA
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 8 April 2002
- Peppol
- Active · Active since 30 Jun 2025