What does FT INITIALS do?

FT INITIALS is an insurance broker in La Bruyère. Private Limited, started on 29 March 2002, 1 establishment.

What is the address of FT INITIALS?

The registered office of FT INITIALS is located at Rue Trieux-des-Gouttes, Emines 47, 5080 La Bruyère.

Is FT INITIALS still active?

Yes. According to the CBE (31 October 2026) FT INITIALS is active, legal situation “Normale toestand”, started on 29 March 2002.

Is FT INITIALS registered on Peppol?

Yes, FT INITIALS is registered on the Peppol network with ID 0208:0477209316.

What is the enterprise number of FT INITIALS?

The enterprise number of FT INITIALS is BE0477209316.

When was FT INITIALS founded?

FT INITIALS was founded on 29 March 2002.

Who are the directors of FT INITIALS?

According to the 2025 annual accounts, the directors of FT INITIALS are: Alain THIRY, Florence FERNEMONT.

Is FT INITIALS a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 29 March 2002; 5 annual accounts filed, latest fiscal year 2025; 2 directors known from the annual account.

How much profit did FT INITIALS make in 2025?

FT INITIALS recorded a loss after taxes of € 11,839 in financial year 2025.

What is the revenue of FT INITIALS?

As a small company, FT INITIALS is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 26,745.

FT INITIALS (Private Limited) - La Bruyère - BE0477209316

Dossier FT INITIALS, printed on 31 October 2026 from databakkes.be/en/0477209316/ft-initials. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Tight liquidity NBB

Cash and receivables cover 33 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

FT INITIALS from La Bruyère, company number BE0477209316, closed financial year 2025 with a result of € -11,839 after tax. For that financial year FT INITIALS recorded a gross margin of € 26,745 and equity of € 86,857. Compared with financial year 2024, the result moved from € 377 to € -11,839. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 28, 2026.

What it is worth Healthy

€ 86,857

▼ 12% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Loss Caution

€ -11,839

▼ still € 377 profit in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 4,131

▲ 15% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Caution

Loss, nothing to pay out

Reserves fell to € -4,743.

People and assets in 2025

Vehicles and equipment

€ 1,907

▼ 76% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 5 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 105,824

▼ 27% vs 2024

€ 23,006 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.

Owed to suppliers

€ 7,421

▲ 17% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes

€ 156

▼ 67% vs 2024

Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 26,410 Gross margin 2022: € 26,410 First fiscal year in the series	€ 43,287 Gross margin 2023: € 43,287 ▲ 64% vs 2022 (€ 26,410) Favourable step	€ 37,572 Gross margin 2024: € 37,572 ▼ 13% vs 2023 (€ 43,287) Unfavourable step	€ 26,745 Gross margin 2025: € 26,745 ▼ 29% vs 2024 (€ 37,572) Unfavourable step	▼ 29%
Profit after taxes	€ -10,471 Profit after taxes 2022: € -10,471 First fiscal year in the series	€ 1,863 Profit after taxes 2023: € 1,863 ▲ € 12,334 vs 2022 (€ -10,471) Favourable step	€ 377 Profit after taxes 2024: € 377 ▼ 80% vs 2023 (€ 1,863) Unfavourable step	€ -11,839 Profit after taxes 2025: € -11,839 ▼ € 12,216 vs 2024 (€ 377) Unfavourable step	▼ € 12,216
Equity	€ 100,456 Equity 2022: € 100,456 First fiscal year in the series	€ 102,318 Equity 2023: € 102,318 ▲ 2% vs 2022 (€ 100,456) Favourable step	€ 98,696 Equity 2024: € 98,696 ▼ 4% vs 2023 (€ 102,318) Unfavourable step	€ 86,857 Equity 2025: € 86,857 ▼ 12% vs 2024 (€ 98,696) Unfavourable step	▼ 12%
Total debts	€ 229,241 Total debts 2022: € 229,241 First fiscal year in the series	€ 197,555 Total debts 2023: € 197,555 ▼ 14% vs 2022 (€ 229,241) Favourable step	€ 156,068 Total debts 2024: € 156,068 ▼ 21% vs 2023 (€ 197,555) Favourable step	€ 122,274 Total debts 2025: € 122,274 ▼ 22% vs 2024 (€ 156,068) Favourable step	▼ 22%
Cash	€ 12,304 Cash 2022: € 12,304 First fiscal year in the series	€ 6,655 Cash 2023: € 6,655 ▼ 46% vs 2022 (€ 12,304) Unfavourable step	€ 3,578 Cash 2024: € 3,578 ▼ 46% vs 2023 (€ 6,655) Unfavourable step	€ 4,131 Cash 2025: € 4,131 ▲ 15% vs 2024 (€ 3,578) Favourable step	▲ 15%
Land & buildings	€ 105,460 Land & buildings 2022: € 105,460 First fiscal year in the series	€ 88,317 Land & buildings 2023: € 88,317 ▼ 16% vs 2022 (€ 105,460) Unchanged	€ 71,170 Land & buildings 2024: € 71,170 ▼ 19% vs 2023 (€ 88,317) Unchanged	€ 54,023 Land & buildings 2025: € 54,023 ▼ 24% vs 2024 (€ 71,170) Unchanged	▼ 24%
Retained profit	€ 8,856 Retained profit 2022: € 8,856 First fiscal year in the series	€ 10,718 Retained profit 2023: € 10,718 ▲ 21% vs 2022 (€ 8,856) Favourable step	€ 7,096 Retained profit 2024: € 7,096 ▼ 34% vs 2023 (€ 10,718) Unfavourable step	€ -4,743 Retained profit 2025: € -4,743 ▼ € 11,839 vs 2024 (€ 7,096) Unfavourable step	▼ € 11,839
Dividend	€ 0 Dividend 2022: € 0 First fiscal year in the series	€ 0 Dividend 2023: € 0 Unchanged (€ 0) Unchanged	€ 4,000 Dividend 2024: € 4,000 Unchanged (€ 0) Unchanged	€ 0 Dividend 2025: € 0 ▼ 100% vs 2024 (€ 4,000) Unchanged	▼ 100%
Bank debt	€ 222,211 Bank debt 2022: € 222,211 First fiscal year in the series	€ 184,007 Bank debt 2023: € 184,007 ▼ 17% vs 2022 (€ 222,211) Favourable step	€ 145,226 Bank debt 2024: € 145,226 ▼ 21% vs 2023 (€ 184,007) Favourable step	€ 105,824 Bank debt 2025: € 105,824 ▼ 27% vs 2024 (€ 145,226) Favourable step	▼ 27%
Balance sheet total	€ 329,697 Balance sheet total 2022: € 329,697 First fiscal year in the series	€ 299,873 Balance sheet total 2023: € 299,873 ▼ 9% vs 2022 (€ 329,697) Unchanged	€ 254,764 Balance sheet total 2024: € 254,764 ▼ 15% vs 2023 (€ 299,873) Unchanged	€ 209,131 Balance sheet total 2025: € 209,131 ▼ 18% vs 2024 (€ 254,764) Unchanged	▼ 18%

Key figures of FT INITIALS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to FT INITIALS?

What happened at FT INITIALS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Aug 28, 2026 New annual accounts for financial year 2025: loss of € 11,839 (▼ € 12,216 vs 2024). filed late Source: NBB ↗
2023 Alain THIRY became a director. NBB
2023 Florence FERNEMONT became a director. NBB
Jun 14, 2002 New establishment in La Bruyère. KBO
Mar 29, 2002 Start of the company according to the CBE. KBO

In short

From € 10,471 loss in 2022 to € 11,839 loss in 2025.

Paid € 830 in corporate taxes since 2022.

Best year ever: 2023, with € 1,863 profit.

Paid out € 4,000 in dividends to the owners in total.

Original PDFs at the National Bank ↗

Management

Alain THIRY

Florence FERNEMONT

FT INITIALS

Rouard 37.8%

Behind FT INITIALS are Alain THIRY and Florence FERNEMONT. It owns 37.8% of Rouard itself.

Directors

According to the 2025 annual accounts

Alain THIRY

Director

since 2023

Florence FERNEMONT

Director

Also active at: ROUARD, PATISSERIE CONCEPT

since 2023

Establishments

Establishment units

Physical locations of this company

Registered office

Rue Trieux-des-Gouttes, Emines 47

5080 La Bruyère

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0477.209.316

VAT number

BE 0477.209.316

Registered office

Rue Trieux-des-Gouttes, Emines 47, 5080 La Bruyère

Names & denominations

FT INITIALS

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

29 March 2002

Peppol

Active · Active since 14 Jan 2026

Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies

Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen

Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen

Overige ondersteunende activiteiten in verband met financiële diensten, neg, exclusief verzekeringen en pensioenfondsen

Overige zakelijke dienstverlening, neg

Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering

View on CBE Public ↗ Annual accounts (NBB) ↗

FT INITIALS

Warning lights

Financials

What happened to FT INITIALS?

Management

Directors

Establishments

Establishment units

Details

Frequently asked questions