Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 2 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2025 and 2026.
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Tight liquidity NBB
Cash and receivables cover 43 % of short-term debt in 2026; threshold 65 %.
Financials
Financial year 2026
MS. CONSTRUCT from Sambreville, company number BE0477075692, closed financial year 2026 with a result of € -6,713 after tax. For that financial year MS. CONSTRUCT recorded a gross margin of € -1,130 and equity of € -4,655. Compared with financial year 2025, the result moved from € -2,738 to € -6,713. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on October 28, 2026.
€ -4,655
▼ € 6,713 vs 2025
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -6,713
▼ 145 % more loss than in 2025
Profit after tax over the fiscal year.
€ 3,688
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -17,055.
People and assets in 2026
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 11,190
▲ 31% vs 2025
Of which on lease € 6,228.
Debts at end 2026
€ 5,686
▼ 25% vs 2025
€ 1,786 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 7,043
▲ 31% vs 2025
Supplier invoices still open on the last day of the fiscal year.
€ 275
▼ 48% vs 2025
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2023 | 2024 | 2025 | 2026 | Change 2025 → 2026 | |
|---|---|---|---|---|---|
| Gross margin | € 23,575 | € 21,306 | € 7,891 | € -1,130 | ▼ € 9,021 |
| Profit after taxes | € 4,633 | € 9,482 | € -2,738 | € -6,713 | ▼ € 3,975 |
| Equity | € -4,686 | € 4,796 | € 2,058 | € -4,655 | ▼ € 6,713 |
| Total debts | € 60,629 | € 48,283 | € 33,743 | € 35,366 | ▲ 5% |
| Cash | € 16,798 | € 4,880 | - | € 3,688 | |
| Retained profit | € -17,086 | € -7,604 | € -10,342 | € -17,055 | ▼ € 6,713 |
| Bank debt | € 20,639 | € 14,346 | € 7,555 | € 5,686 | ▼ 25% |
| Balance sheet total | € 55,944 | € 53,079 | € 35,801 | € 30,711 | ▼ 14% |
Key figures of MS. CONSTRUCT, fiscal years 2023 to 2026, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2027) expected before 31 October 2027.
What happened to MS. CONSTRUCT?
What happened at MS. CONSTRUCT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2026: loss of € 6,713. Source: NBB ↗
- New establishment in Jemeppe-sur-Sambre. KBO
- Start of the company according to the CBE. KBO
In short
From € 4,633 profit in 2023 to € 6,713 loss in 2026.
Paid € 1,430 in corporate taxes since 2023.
Best year ever: 2024, with € 9,482 profit.
Management
Behind MS. CONSTRUCT is SEBASTIEN MINET.
Directors
According to the 2026 annual accounts
SEBASTIEN MINET
Director
Establishments
Establishment units
Physical locations of this company
Rue Surmont(AUV) 77
5060 Sambreville
Rue Alnoir 67
5190 Jemeppe-sur-Sambre
Active since 18 April 2002
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0477.075.692
- VAT number
- BE 0477.075.692
- Registered office
- Rue Surmont(AUV) 77, 5060 Sambreville
- Names & denominations
- MS. CONSTRUCT
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 13 March 2002
- Peppol
- Active · Active since 20 Oct 2025
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