Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Busy address KBO
52 other companies have their registered office at the same address; threshold 10.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
XL PATRIMOINE from Watermaal-Bosvoorde, company number BE0477062430, closed financial year 2025 with a result of € 401,863 after tax. For that financial year XL PATRIMOINE recorded a gross margin of € 887,643 and equity of € 1 million. Compared with financial year 2024, the result moved from € 248,971 to € 401,863. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on June 4, 2026.
€ 1 million
▲ 63% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 401,863
▲ 61% vs 2024
Profit after tax over the fiscal year.
€ 484,310
▼ 74% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -4.6 million.
People and assets in 2025
0
Average over the fiscal year, from the social balance sheet.
Debts at end 2025
€ 3.8 million
▼ 32% vs 2024
Loans from banks and other lenders, long and short.
€ 21,455
▼ 38% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 56,411
▲ € 52,379 vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 653,046 | € 888,535 | € 713,977 | € 887,643 | ▲ 24% |
| Profit after taxes | € 247,552 | € 380,424 | € 248,971 | € 401,863 | ▲ 61% |
| Equity | € 4,243 | € 384,667 | € 633,637 | € 1,035,500 | ▲ 63% |
| Total debts | € 5,959,719 | € 5,934,304 | € 5,916,726 | € 3,948,982 | ▼ 33% |
| Cash | € 844,882 | € 1,543,733 | € 1,864,546 | € 484,310 | ▼ 74% |
| Land & buildings | € 4,897,652 | € 4,740,880 | € 4,584,107 | € 4,427,335 | ▼ 3% |
| Retained profit | € -5,595,757 | € -5,215,333 | € -4,966,363 | € -4,564,500 | ▲ € 401,863 |
| Bank debt | € 5,627,257 | € 5,627,257 | € 5,627,257 | € 3,800,827 | ▼ 32% |
| Balance sheet total | € 5,963,962 | € 6,318,971 | € 6,550,363 | € 4,984,481 | ▼ 24% |
Key figures of XL PATRIMOINE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to XL PATRIMOINE?
What happened at XL PATRIMOINE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Pragma Business Services stepped down as director. NBB
- Jean-Pierre Van Houdt stepped down as director. NBB
- Marc Sottiaux stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 401,863 (▲ 61% vs 2024). Source: NBB ↗
- Pragma Business Services became a director. NBB
- Jean-Pierre Van Houdt became a director. NBB
- Marc Sottiaux became a director. NBB
- New establishment in Watermaal-Bosvoorde. KBO
In short
From € 247,552 profit in 2022 to € 401,863 profit in 2025.
Paid € 350,279 in corporate taxes since 2022.
Best year ever: 2025, with € 401,863 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The shares are held by Gemme Sarl and Quatermile 2 Sarl.
Directors
According to the 2025 annual accounts
Director · represented by Erik Adam
Also active at: SCHUMAN 14, AXUS Finance, Isola Capital Belgium I, Isola Capital Belgium, Deo Belgium 2, PFE Belgium Holding, Brussels Airport Investments, Belgium PET +7 more
since 2024 · until 2030
since 2024 · until 2030
Marc Sottiaux
Director
Also active at: Brussels Airport Investments, AMADEUS CORPORATE FINANCE, BRUSSELS SOUTH ACTIVITY PARK
since 2024 · until 2030
Shareholders
Gemme Sarl
Quatermile 2 Sarl
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Terhulpsesteenweg 166 box 25
1170 Watermaal-Bosvoorde
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 52 companies are registered at this address.
All companies at this address →HLB LEGAL SERVICES
€ 8,327 gross margin · 2025
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€ -11,018 gross margin · 2025
AGENCE ET PROMOTION IMMOBILIERES
€ 28,264 gross margin · 2025
+47 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0477.062.430
- VAT number
- BE 0477.062.430
- Registered office
- Terhulpsesteenweg 166 bus 25, 1170 Watermaal-Bosvoorde
- Names & denominations
- XL PATRIMOINE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 12 March 2002
- Peppol
- Not registered
- Activities · NACE
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