Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
Financials
Financial year 2025
JOWI from Pelt, company number BE0476964044, closed financial year 2025 with a result of € -34,147 after tax. For that financial year JOWI recorded a gross margin of € -3,993 and equity of € -425,618. Compared with financial year 2024, the result moved from € -33,320 to € -34,147. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 27, 2026.
€ -425,618
▼ € 34,147 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -34,147
▼ 2 % more loss than in 2024
Profit after tax over the fiscal year.
€ 2,639
▼ 89% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -431,818.
Debts at end 2025
€ 1.4 million
▼ 1% vs 2024
€ 2,350 is repaid this year. At this pace the long-term loan is gone in ≈ 582 years.
€ 1,619
▼ 32% vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -764 | € -5,559 | € -3,247 | € -3,993 | ▼ € 746 |
| Profit after taxes | € -32,262 | € -36,164 | € -33,320 | € -34,147 | ▼ € 827 |
| Equity | € -321,987 | € -358,151 | € -391,470 | € -425,618 | ▼ € 34,147 |
| Total debts | € 1,521,130 | € 1,538,366 | € 1,572,141 | € 1,584,983 | ▲ 1% |
| Cash | € 11,343 | € 4,097 | € 23,837 | € 2,639 | ▼ 89% |
| Land & buildings | € 1,138,140 | € 1,138,140 | € 1,138,140 | € 1,138,140 | |
| Retained profit | € -328,187 | € -364,351 | € -397,670 | € -431,818 | ▼ € 34,147 |
| Bank debt | € 1,386,706 | € 1,374,186 | € 1,381,077 | € 1,367,350 | ▼ 1% |
| Balance sheet total | € 1,199,143 | € 1,180,216 | € 1,180,671 | € 1,159,365 | ▼ 2% |
Key figures of JOWI, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to JOWI?
What happened at JOWI in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 34,147. Source: NBB ↗
- New establishment in Antwerpen. KBO
- Start of the company according to the CBE. KBO
In short
From € 32,262 loss in 2022 to € 34,147 loss in 2025.
Paid € 420 in corporate taxes since 2022.
A new publication or filing at JOWI? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of F.A.L.-ACHEL comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
JOWIBehind JOWI are Paul Lauwers, Joris Bessemans, Willy Lauwers and Karolien Lauwers. The shares are held by F.A.L.-ACHEL (99%).
Directors
According to the 2025 annual accounts
Paul Lauwers
Director
Also active at: KAMO, LPC+, LPC, HITA, Officenter Pelt, Officenter Immo Pelt, GEO@Turnhout
Joris Bessemans
Director
Also active at: F.A.L.-ACHEL, Profelco Lease & Rent, KAMO, Pro Groep Holding, JOPO
Willy Lauwers
Director
Also active at: F.A.L.-ACHEL, Profelco Lease & Rent, RADEMA, KAMO, Pro Groep Holding
Karolien Lauwers
Director
Also active at: F.A.L.-ACHEL, Profelco Lease & Rent, KAMO, Pro Groep Holding, Kalamar
Shareholders
99%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Europalaan 17
3900 Pelt
Schoolstraat 63
2060 Antwerpen
Active since 27 March 2002
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 5 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0476.964.044
- VAT number
- BE 0476.964.044
- Registered office
- Europalaan 17, 3900 Pelt
- Names & denominations
- JOWI
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 25 February 2002
- Peppol
- Active · Active since 1 Jan 2001
- Activities · NACE
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