Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 15 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
YMFA from Etterbeek, company number BE0476947515, closed financial year 2025 with a result of € 33,048 after tax. For that financial year YMFA recorded a gross margin of € 262,866 and equity of € 2 million. Compared with financial year 2024, the result moved from € -24,134 to € 33,048. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ 2 million
▲ 2% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 33,048
▲ still € 24,134 loss in 2024
Profit after tax over the fiscal year.
€ 2,122
▼ 96% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 26,229.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 1,472
▼ 18% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 30,553
▲ € 27,841 vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 186,999 | € 173,071 | € 199,552 | € 262,866 | ▲ 32% |
| Profit after taxes | € 3,245 | € -44,837 | € -24,134 | € 33,048 | ▲ € 57,182 |
| Equity | € 2,062,153 | € 2,017,316 | € 1,993,182 | € 2,026,229 | ▲ 2% |
| Total debts | € 1,327,513 | € 1,273,581 | € 1,232,950 | € 1,074,969 | ▼ 13% |
| Cash | € 21,588 | € 7,867 | € 49,404 | € 2,122 | ▼ 96% |
| Land & buildings | € 1,296,210 | € 1,233,120 | € 1,209,415 | € 1,087,163 | ▼ 10% |
| Retained profit | € 62,153 | € 17,316 | € -6,818 | € 26,229 | ▲ € 33,048 |
| Balance sheet total | € 3,533,234 | € 3,419,559 | € 3,339,887 | € 3,200,047 | ▼ 4% |
Key figures of YMFA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to YMFA?
What happened at YMFA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 33,048. filed late Source: NBB ↗
- Yves Maskens became a director. NBB
- Banon Mutihinda-Bambe became a director. NBB
- Javier Palacio Chamie became a director. NBB
- New establishment in Etterbeek. KBO
- Start of the company according to the CBE. KBO
In short
From € 3,245 profit in 2022 to € 33,048 profit in 2025.
Paid € 36,099 in corporate taxes since 2022.
Best year ever: 2025, with € 33,048 profit.
A new publication or filing at YMFA? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind YMFA are Yves Maskens, Banon Mutihinda-Bambe and Javier Palacio Chamie. It owns 83% of ZELLIM SA itself.
Directors
According to the 2025 annual accounts
Yves Maskens
Director
Also active at: HERLY, NETIKA BUSINESS SOLUTIONS, NETIKA INVEST, NETIKA GROUP, Quartz Finance
since 2023
Banon Mutihinda-Bambe
Director
since 2023
since 2023
Establishments
Establishment units
Physical locations of this company
Legerlaan 19
1040 Etterbeek
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0476.947.515
- VAT number
- BE 0476.947.515
- Registered office
- Legerlaan 19, 1040 Etterbeek
- Names & denominations
- YMFA
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 20 February 2002
- Peppol
- Active · Active since 6 Jan 2026
- Activities · NACE
Activiteiten van (gecertificeerde) (fiscaal) accountants
Activiteiten van holdings
Holdings