Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 64 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
S.N. CARS from Koekelberg, company number BE0476937716, closed financial year 2025 with a result of € 42,798 after tax. For that financial year S.N. CARS recorded a gross margin of € 90,404 and equity of € 107,833. Compared with financial year 2024, the result moved from € 41,879 to € 42,798. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 22, 2026.
€ 107,833
▲ 66% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 42,798
▲ 2% vs 2024
Profit after tax over the fiscal year.
€ 4,951
▲ € 3,767 vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 88,833.
Debts at end 2025
€ 434,752
▼ 6% vs 2024
€ 42,765 is repaid this year. At this pace the long-term loan is gone in ≈ 10 years.
€ 76,675
▼ 34% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 20,333
▼ 23% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 61,518 | € 1,999 | € 82,346 | € 90,404 | ▲ 10% |
| Profit after taxes | € 22,174 | € -54,995 | € 41,879 | € 42,798 | ▲ 2% |
| Equity | € 78,150 | € 23,156 | € 65,035 | € 107,833 | ▲ 66% |
| Total debts | € 712,609 | € 820,815 | € 794,839 | € 614,760 | ▼ 23% |
| Cash | € 6,693 | € 5,865 | € 1,185 | € 4,951 | ▲ € 3,767 |
| Land & buildings | € 368,415 | € 358,900 | € 349,385 | € 339,869 | ▼ 3% |
| Retained profit | € 59,150 | € 4,156 | € 46,035 | € 88,833 | ▲ 93% |
| Bank debt | € 516,626 | € 490,821 | € 463,426 | € 434,752 | ▼ 6% |
| Balance sheet total | € 790,760 | € 843,971 | € 859,874 | € 722,593 | ▼ 16% |
Key figures of S.N. CARS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to S.N. CARS?
What happened at S.N. CARS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 42,798 (▲ 2% vs 2024). Source: NBB ↗
- New establishment in Asse. KBO
- New establishment in Koekelberg. KBO
- Start of the company according to the CBE. KBO
In short
From € 22,174 profit in 2022 to € 42,798 profit in 2025.
Paid € 23,488 in corporate taxes since 2022.
Best year ever: 2025, with € 42,798 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind S.N. CARS are Selim Ozkan and Muammer Ozkan. Muammer Ozkan is also behind M97.
Directors
According to the 2025 annual accounts
Selim Ozkan
Director
Establishments
Establishment units
Physical locations of this company
Herkoliersstraat 52
1081 Koekelberg
Herkoliersstraat 50
1081 Koekelberg
Active since 14 May 2002
Molenstraat 42
1730 Asse
Active since 30 March 2015
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0476.937.716
- VAT number
- BE 0476.937.716
- Registered office
- Herkoliersstraat 52, 1081 Koekelberg
- Names & denominations
- S.N. CARS
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 19 February 2002
- Peppol
- Active · Active since 22 Dec 2025
- Activities · NACE
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)
Detailhandel in motorvoertuigen
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)