Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 61 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
FURASSUR from Tervuren, company number BE0476893867, closed financial year 2025 with a result of € 78,764 after tax. For that financial year FURASSUR recorded a gross margin of € 858,620 and equity of € 22,665. Compared with financial year 2024, the result moved from € 167,496 to € 78,764. The company is profitable. The buffer shrank hard: equity is 84 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 5, 2026.
€ 22,665
▼ 84% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 78,764
▼ 53% vs 2024
Profit after tax over the fiscal year.
€ 57,115
▼ 19% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 200,000 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
7.8
▼ 0.1 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 603,179
▲ 6% vs 2024
€ 77,300 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 43,312
▼ 13% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 141,616
▼ 32% vs 2024
€ 61,842 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 35,436
▼ 23% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 52,503
▼ 23% vs 2024
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 823,356 | € 983,787 | € 964,821 | € 858,620 | ▼ 11% |
| Profit after taxes | € 168,500 | € 236,636 | € 167,496 | € 78,764 | ▼ 53% |
| Equity | € 26,405 | € 26,405 | € 143,902 | € 22,665 | ▼ 84% |
| Total debts | € 695,418 | € 622,789 | € 373,094 | € 429,555 | ▲ 15% |
| Cash | € 93,695 | € 138,307 | € 70,635 | € 57,115 | ▼ 19% |
| Retained profit | € 7,855 | € 7,855 | € 125,352 | € 4,115 | ▼ 97% |
| Dividend | € 200,000 | € 236,636 | € 50,000 | € 200,000 | ▲ 300% |
| Bank debt | € 369,402 | € 284,318 | € 208,308 | € 141,616 | ▼ 32% |
| Balance sheet total | € 721,823 | € 649,195 | € 516,996 | € 452,220 | ▼ 13% |
| Employees (FTE) | 7.3 | 7.2 | 7.9 | 7.8 | ▼ 0.1 |
Key figures of FURASSUR, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to FURASSUR?
What happened at FURASSUR in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 78,764 (▼ 53% vs 2024). Source: NBB ↗
- New establishment in Zaventem. KBO
- New establishment in Tervuren. KBO
- Start of the company according to the CBE. KBO
In short
From € 168,500 profit in 2022 to € 78,764 profit in 2025.
Paid € 277,922 in corporate taxes since 2022.
Best year ever: 2023, with € 236,636 profit.
On average € 110,100 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of Zakenkantoor Brussel - Tervuren comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
FURASSURBehind FURASSUR are Alex VERBRAEKEN and BruT NV. The shares are held by Zakenkantoor Brussel - Tervuren (100%).
Directors
According to the 2025 annual accounts
Director · represented by Wendy Deno
Shareholders
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Markt 2
3080 Tervuren
Leuvensesteenweg 555
1930 Zaventem
Active since 9 November 2015
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0476.893.867
- VAT number
- BE 0476.893.867
- Registered office
- Markt 2, 3080 Tervuren
- Names & denominations
- FURASSUR
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 11 February 2002
- Peppol
- Active · Active since 9 Jan 2026
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
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