Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 2 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2022 and 2023.
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Tight liquidity NBB
Cash and receivables cover 5 % of short-term debt in 2023; threshold 65 %.
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Late annual account NBB
Fiscal year 2023 was filed 485 days after the legal deadline.
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Annual account missing NBB
Fiscal year 2024 was expected before 31 July 2025 and has not been filed.
Financials
Financial year 2023
JP&S CARS from Oosterzele, company number BE0476867638, closed financial year 2023 with a result of € -19,245 after tax. For that financial year JP&S CARS recorded a gross margin of € -10,038 and equity of € -95,239. Compared with financial year 2022, the result moved from € -78,419 to € -19,245. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on November 28, 2025.
€ -95,239
▼ € 19,245 vs 2022
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -19,245
▲ 75 % less loss than in 2022
Profit after tax over the fiscal year.
€ 918
▼ 76% vs 2022
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -113,839.
People and assets in 2023
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2023
€ 46,100
▼ 16% vs 2022
Loans from banks and other lenders, long and short.
€ 51,511
▼ 5% vs 2022
Supplier invoices still open on the last day of the fiscal year.
€ 3,201
▼ 35% vs 2022
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2020 | 2021 | 2022 | 2023 | Change 2022 → 2023 | |
|---|---|---|---|---|---|
| Gross margin | € 24,162 | € -1,972 | € -23,518 | € -10,038 | ▲ € 13,480 |
| Profit after taxes | € 11,849 | € -10,795 | € -78,419 | € -19,245 | ▲ € 59,175 |
| Equity | € 13,220 | € 2,425 | € -75,994 | € -95,239 | ▼ € 19,245 |
| Total debts | € 177,797 | € 176,593 | € 217,225 | € 218,057 | |
| Cash | € 1,920 | € 94 | € 3,906 | € 918 | ▼ 76% |
| Land & buildings | € 108,809 | € 103,345 | € 97,881 | € 92,417 | ▼ 6% |
| Retained profit | € -5,380 | € -16,175 | € -94,594 | € -113,839 | ▼ € 19,245 |
| Bank debt | € 74,679 | € 90,716 | € 54,693 | € 46,100 | ▼ 16% |
| Balance sheet total | € 191,017 | € 179,018 | € 141,230 | € 122,818 | ▼ 13% |
Key figures of JP&S CARS, fiscal years 2020 to 2023, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2024 has not been filed yet; it was expected before 31 July 2025.
What happened to JP&S CARS?
What happened at JP&S CARS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2023: loss of € 19,245. filed late Source: NBB ↗
- New establishment in Oosterzele. KBO
- Start of the company according to the CBE. KBO
- SOUAD HARCHAOUI became a director. NBB
In short
From € 11,849 profit in 2020 to € 19,245 loss in 2023.
Best year ever: 2020, with € 11,849 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2023 annual accounts
SOUAD HARCHAOUI
Manager
since 2002
Establishments
Establishment units
Physical locations of this company
Wetterse steenweg 37
9860 Oosterzele
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0476.867.638
- VAT number
- BE 0476.867.638
- Registered office
- Wetterse steenweg 37, 9860 Oosterzele
- Names & denominations
- JP&S CARS
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 7 February 2002
- Peppol
- Active · Active since 4 Feb 2026
- Activities · NACE
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)
Detailhandel in motorvoertuigen