Active · per the CBE, 30 October 2026

FRANCOIS TIBO

BE0476768163

Rechtspersoon Private limited company 1 establishment

FRANCOIS TIBO is an insurance broker in Saint-Georges-sur-Meuse. Private Limited, started on 28 January 2002, 1 establishment.

Chaussée Verte 93 C, 4470 Saint-Georges-sur-Meuse

Behind the company: Tibo François.

Active for

24 year, 9 months

Financials

Financial year 2025

FRANCOIS TIBO from Saint-Georges-sur-Meuse, company number BE0476768163, closed financial year 2025 with a result of € 76,634 after tax. For that financial year FRANCOIS TIBO recorded a gross margin of € 221,152 and equity of € 87,102. Compared with financial year 2023, the result moved from € -12,107 to € 76,634. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 28, 2026.

What it is worth Growing

€ 87,102

▲ 40% vs 2023

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 76,634

▲ still € 12,107 loss in 2023

Profit after tax over the fiscal year.

Cash in the bank

€ 88,934

▲ € 82,689 vs 2023

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 80,905.

People and assets in 2025

Full-time equivalents estimate

≈ 1

No payroll staff. One director, so that person most likely runs the business.

Wage cost

€ 114,532

▲ 20% vs 2023

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 11,560

▼ 82% vs 2023

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt

€ 7,335

▼ 80% vs 2023

Loans from banks and other lenders, long and short.

Owed to suppliers

€ 6,125

▼ 61% vs 2023

Supplier invoices still open on the last day of the fiscal year.

Key figures per fiscal year Download key figures (CSV)
2021202220232025Change 2023 → 2025
Gross margin € 109,545 € 79,614 € 119,927 € 221,152 ▲ 84%
Profit after taxes € -13,869 € -57,867 € -12,107 € 76,634 ▲ € 88,741
Equity € 132,275 € 74,408 € 62,301 € 87,102 ▲ 40%
Total debts € 89,947 € 70,271 € 58,521 € 13,461 ▼ 77%
Cash € 36,987 € 8,170 € 6,245 € 88,934 ▲ € 82,689
Land & buildings € 36,418 € 30,358 € 27,628 € 22,438 ▼ 19%
Retained profit € 126,078 € 68,211 € 56,104 € 80,905 ▲ 44%
Bank debt € 69,935 € 50,355 € 36,202 € 7,335 ▼ 80%
Balance sheet total € 259,223 € 181,679 € 157,822 € 137,563 ▼ 13%

Key figures of FRANCOIS TIBO, fiscal years 2021 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to FRANCOIS TIBO?

What happened at FRANCOIS TIBO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

  • New annual accounts for financial year 2025: profit of € 76,634. filed late Source: NBB ↗
  • New establishment in Saint-Georges-sur-Meuse. KBO
  • Start of the company according to the CBE. KBO

In short

From € 13,869 loss in 2021 to € 76,634 profit in 2025.

Paid € 7,579 in corporate taxes since 2021.

Best year ever: 2025, with € 76,634 profit.

Management

Tibo François
FRANCOIS TIBO

Behind FRANCOIS TIBO is Tibo François.

Directors

According to the 2025 annual accounts

Tibo François

Director

Establishments

Establishment units

Physical locations of this company

Registered office

Chaussée Verte 93 C

4470 Saint-Georges-sur-Meuse

2.098.876.102

Chaussée Verte 93 box C

4470 Saint-Georges-sur-Meuse

Active since 5 March 2002

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number
0476.768.163
VAT number
BE 0476.768.163
Registered office
Chaussée Verte 93 C, 4470 Saint-Georges-sur-Meuse
Names & denominations
FRANCOIS TIBO
Enterprise type
Rechtspersoon
Legal form
Private limited company
Legal situation
Normale toestand
Start date
28 January 2002
Peppol
Active · Active since 4 Mar 2024
Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Verzekeringsmakelaars en -agenten

Frequently asked questions

What does FRANCOIS TIBO do?
FRANCOIS TIBO is an insurance broker in Saint-Georges-sur-Meuse. Private Limited, started on 28 January 2002, 1 establishment.
What is the address of FRANCOIS TIBO?
The registered office of FRANCOIS TIBO is located at Chaussée Verte 93 C, 4470 Saint-Georges-sur-Meuse.
Is FRANCOIS TIBO still active?
Yes. According to the CBE (30 October 2026) FRANCOIS TIBO is active, legal situation “Normale toestand”, started on 28 January 2002.
Is FRANCOIS TIBO registered on Peppol?
Yes, FRANCOIS TIBO is registered on the Peppol network with ID 0208:0476768163.
What is the enterprise number of FRANCOIS TIBO?
The enterprise number of FRANCOIS TIBO is BE0476768163.
When was FRANCOIS TIBO founded?
FRANCOIS TIBO was founded on 28 January 2002.