Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 1 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
CONFIDEO from Hasselt, company number BE0476758562, closed financial year 2025 with a result of € 233,074 after tax. For that financial year CONFIDEO recorded a gross margin of € 76,423 and equity of € 995,503. Compared with financial year 2024, the result moved from € 2,383 to € 233,074. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 8, 2026.
€ 995,503
▲ 31% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 233,074
▲ € 230,691 vs 2024
Profit after tax over the fiscal year.
€ 26,806
▲ 3% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 976,803.
People and assets in 2025
0
Average over the fiscal year, from the social balance sheet.
Debts at end 2025
€ 1.9 million
▼ 12% vs 2024
€ 312,811 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.
€ 429
▼ 72% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 4,618
▼ 43% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 106,727 | € 109,882 | € 89,742 | € 76,423 | ▼ 15% |
| Profit after taxes | € 3,832 | € 11,441 | € 2,383 | € 233,074 | ▲ € 230,691 |
| Equity | € 748,605 | € 760,045 | € 762,429 | € 995,503 | ▲ 31% |
| Total debts | € 5,740,398 | € 5,849,014 | € 5,993,564 | € 5,182,230 | ▼ 14% |
| Cash | € 14,764 | € 30,511 | € 26,090 | € 26,806 | ▲ 3% |
| Land & buildings | € 1,217 | € 1,217 | € 0 | - | |
| Retained profit | € 729,905 | € 741,345 | € 743,729 | € 976,803 | ▲ 31% |
| Bank debt | € 2,798,320 | € 2,496,583 | € 2,184,090 | € 1,916,596 | ▼ 12% |
| Balance sheet total | € 6,489,002 | € 6,609,059 | € 6,755,992 | € 6,177,732 | ▼ 9% |
Key figures of CONFIDEO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CONFIDEO?
What happened at CONFIDEO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 233,074 (▲ € 230,691 vs 2024). Source: NBB ↗
- Gustaaf Proesmans became a director. NBB
- New establishment in Hasselt. KBO
- Start of the company according to the CBE. KBO
In short
From € 3,832 profit in 2022 to € 233,074 profit in 2025.
Paid € 10,299 in corporate taxes since 2022.
Best year ever: 2025, with € 233,074 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of OBSIDO comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
CONFIDEOBehind CONFIDEO is Gustaaf Proesmans. The shares are held by OBSIDO (40%). It owns 100% of Confideo verzekeringen, 100% of Confideo Patrimonium and 94.7% of Confideo immo itself.
Directors
According to the 2025 annual accounts
Gustaaf Proesmans
Director
Also active at: CONFIDEO VERZEKERINGEN, CONFIDEO PATRIMONIUM, CONFIDEO FINANCE, JUWOLI
since 2019
Shareholders
40%
Participations
Establishments
Establishment units
Physical locations of this company
Maastrichtersteenweg 208 box 2
3500 Hasselt
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0476.758.562
- VAT number
- BE 0476.758.562
- Registered office
- Maastrichtersteenweg 208 bus 2, 3500 Hasselt
- Names & denominations
- CONFIDEO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 5 February 2002
- Peppol
- Active · Active since 6 Nov 2025