Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 15 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
BERNARD STEVENS from Lichtervelde, company number BE0476638105, closed financial year 2025 with a result of € 7,165 after tax. For that financial year BERNARD STEVENS recorded a gross margin of € 81,859 and equity of € 96,974. Compared with financial year 2024, the result moved from € 19,173 to € 7,165. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on April 16, 2026.
€ 96,974
▲ 8% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 7,165
▼ 63% vs 2024
Profit after tax over the fiscal year.
€ 1,072
▲ 60% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 69,734.
People and assets in 2025
€ 1,504
▼ 56% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 94,626
▲ 43% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 376,318
▲ 7% vs 2024
€ 60,359 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 49,863
▲ 147% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 10,339
▲ 20% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 78,884 | € 89,360 | € 86,974 | € 81,859 | ▼ 6% |
| Profit after taxes | € -22,193 | € 12,619 | € 19,173 | € 7,165 | ▼ 63% |
| Equity | € 58,017 | € 70,636 | € 89,809 | € 96,974 | ▲ 8% |
| Total debts | € 541,127 | € 487,331 | € 486,077 | € 544,499 | ▲ 12% |
| Cash | € 2,108 | € 15,358 | € 671 | € 1,072 | ▲ 60% |
| Land & buildings | € 139,670 | € 136,179 | € 123,946 | € 140,744 | ▲ 14% |
| Retained profit | € 30,778 | € 43,397 | € 62,569 | € 69,734 | ▲ 11% |
| Bank debt | € 388,567 | € 344,362 | € 350,205 | € 376,318 | ▲ 7% |
| Balance sheet total | € 599,144 | € 557,967 | € 575,886 | € 641,473 | ▲ 11% |
Key figures of BERNARD STEVENS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to BERNARD STEVENS?
What happened at BERNARD STEVENS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 7,165 (▼ 63% vs 2024). Source: NBB ↗
- New establishment in Lichtervelde. KBO
- Start of the company according to the CBE. KBO
- Bernard Stevens became a director. NBB
In short
From € 22,193 loss in 2022 to € 7,165 profit in 2025.
Paid € 22,880 in corporate taxes since 2022.
Best year ever: 2024, with € 19,173 profit.
Management
Behind BERNARD STEVENS is Bernard Stevens.
Directors
According to the 2025 annual accounts
Bernard Stevens
Director
since 2002
Establishments
Establishment units
Physical locations of this company
Leysafortstraat 20 A
8810 Lichtervelde
Industrielaan 5
8810 Lichtervelde
Active since 5 March 2002
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0476.638.105
- VAT number
- BE 0476.638.105
- Registered office
- Leysafortstraat 20 A, 8810 Lichtervelde
- Names & denominations
- BERNARD STEVENS
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 14 February 2002
- Peppol
- Active · Active since 4 Dec 2025
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