Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 57 % of short-term debt in 2025; threshold 65 %.
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Figures corrected NBB
Corrected annual account filed for 2023, 2024.
Financials
Financial year 2025
T.N. TERRASSEMENTS from La Louvière, company number BE0476614646, closed financial year 2025 with a result of € 250,418 after tax. For that financial year T.N. TERRASSEMENTS recorded a gross margin of € 3 million and equity of € 1.4 million. Compared with financial year 2024, the result moved from € 427,080 to € 250,418. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 28, 2026.
€ 1.4 million
▲ 14% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 250,418
▼ 41% vs 2024
Profit after tax over the fiscal year.
€ 132,739
▲ 4% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 49,009 paid out
20 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
21.2
▲ 0.9 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 2.1 million
▼ 5% vs 2024
€ 100,200 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 596,246
▲ 29% vs 2024
Of which on lease € 346,598.
Debts at end 2025
€ 1.6 million
▼ 13% vs 2024
€ 324,056 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 1.2 million
▲ 131% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 58,923
▼ 33% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 2,383,486 | € 2,821,124 | € 3,246,781 | € 2,994,372 | ▼ 8% |
| Profit after taxes | € 82,863 | € 378,650 | € 427,080 | € 250,418 | ▼ 41% |
| Equity | € 643,314 | € 876,964 | € 1,190,081 | € 1,354,380 | ▲ 14% |
| Total debts | € 2,487,379 | € 2,443,506 | € 2,526,567 | € 2,913,750 | ▲ 15% |
| Cash | € 41,012 | € 258,756 | € 127,938 | € 132,739 | ▲ 4% |
| Land & buildings | € 909,779 | € 859,341 | € 808,503 | € 897,604 | ▲ 11% |
| Retained profit | € 581,314 | € 814,964 | € 1,128,081 | € 1,292,380 | ▲ 15% |
| Dividend | € 50,000 | € 145,000 | € 75,000 | € 49,009 | ▼ 35% |
| Bank debt | € 1,341,968 | € 1,602,272 | € 1,878,597 | € 1,632,792 | ▼ 13% |
| Balance sheet total | € 3,130,693 | € 3,320,470 | € 3,716,648 | € 4,268,130 | ▲ 15% |
| Employees (FTE) | 21.5 | 21 | 20.3 | 21.2 | ▲ 0.9 |
Key figures of T.N. TERRASSEMENTS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to T.N. TERRASSEMENTS?
What happened at T.N. TERRASSEMENTS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- TIZIANO CARDELLA stepped down as director. NBB
- CHARLINE VANQUELEFS stepped down as director. NBB
- NICOLO CARDELLA stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 250,418 (▼ 41% vs 2024). filed late Source: NBB ↗
- TIZIANO CARDELLA became a director. NBB
- CHARLINE VANQUELEFS became a director. NBB
- NICOLO CARDELLA became a director. NBB
- New establishment in La Louvière. KBO
In short
From € 82,863 profit in 2022 to € 250,418 profit in 2025.
Paid € 483,110 in corporate taxes since 2022.
Best year ever: 2024, with € 427,080 profit.
On average € 141,200 of value added per employee in 2025.
A new publication or filing at T.N. TERRASSEMENTS? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
TIZIANO CARDELLA
Managing director
since 2023 · until 2029
CHARLINE VANQUELEFS
Director
since 2023 · until 2029
NICOLO CARDELLA
Director
since 2023 · until 2029
Establishments
Establishment units
Physical locations of this company
Rue Mon Gaveau(S-B) 30
7110 La Louvière
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
MICROSOFT-CORP-MSN-AS-BLOCK - Microsoft Corporation, US
Website info
Features
Security
Details
- Company number
- 0476.614.646
- VAT number
- BE 0476.614.646
- Registered office
- Rue Mon Gaveau(S-B) 30, 7110 La Louvière
- Names & denominations
- T.N. TERRASSEMENTS
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 11 January 2002
- Peppol
- Active · Active since 27 Mar 2026
- Contact
- tntsa.be [email protected] 064225793
- Activities · NACE
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