Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
MONS-BORINAGE FINANCE from Colfontaine, company number BE0476600689, closed financial year 2025 with a result of € 2,006 after tax. For that financial year MONS-BORINAGE FINANCE recorded a gross margin of € 13,946 and equity of € -2,289. Compared with financial year 2024, the result moved from € 1,566 to € 2,006. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 30, 2026.
€ -2,289
▲ € 2,006 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 2,006
▲ 28% vs 2024
Profit after tax over the fiscal year.
€ 6,711
▼ 28% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -20,889.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2025
€ 1,830
▼ 87% vs 2024
Loans from banks and other lenders, long and short.
€ 7,078
▲ 16% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 494
▲ 15% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 11,662 | € 10,607 | € 12,518 | € 13,946 | ▲ 11% |
| Profit after taxes | € -4,557 | € -2,264 | € 1,566 | € 2,006 | ▲ 28% |
| Equity | € -3,598 | € -5,862 | € -4,296 | € -2,289 | ▲ € 2,006 |
| Total debts | € 49,031 | € 35,155 | € 20,843 | € 9,410 | ▼ 55% |
| Cash | € 11,671 | € 7,165 | € 9,381 | € 6,711 | ▼ 28% |
| Land & buildings | € 20,052 | € 13,368 | € 6,684 | - | |
| Retained profit | € -22,198 | € -24,462 | € -22,896 | € -20,889 | ▲ € 2,006 |
| Bank debt | € 42,423 | € 28,466 | € 14,300 | € 1,830 | ▼ 87% |
| Balance sheet total | € 45,433 | € 29,294 | € 16,547 | € 7,121 | ▼ 57% |
Key figures of MONS-BORINAGE FINANCE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to MONS-BORINAGE FINANCE?
What happened at MONS-BORINAGE FINANCE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 2,006 (▲ 28% vs 2024). Source: NBB ↗
- New establishment in Frameries. KBO
- Start of the company according to the CBE. KBO
In short
From € 4,557 loss in 2022 to € 2,006 profit in 2025.
Paid € 900 in corporate taxes since 2022.
Best year ever: 2025, with € 2,006 profit.
A new publication or filing at MONS-BORINAGE FINANCE? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind MONS-BORINAGE FINANCE is YVES FINET.
Directors
According to the 2025 annual accounts
YVES FINET
Director
Establishments
Establishment units
Physical locations of this company
Rue du Commerce 1
7340 Colfontaine
Rue Léon Defuisseaux 9
7080 Frameries
Active since 12 February 2002
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0476.600.689
- VAT number
- BE 0476.600.689
- Registered office
- Rue du Commerce 1, 7340 Colfontaine
- Names & denominations
- MONS-BORINAGE FINANCE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 9 January 2002
- Peppol
- Not registered
- Contact
- [email protected]