Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
-
Tight liquidity NBB
Cash and receivables cover 22 % of short-term debt in 2024; threshold 65 %.
-
Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2024
KAVEBE ASSUR from Antwerpen, company number BE0476549023, closed financial year 2024 with a result of € -42,588 after tax. For that financial year KAVEBE ASSUR recorded a gross margin of € -37,542 and equity of € -45,191. Compared with financial year 2023, the result moved from € 244 to € -42,588. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 11, 2025.
€ -45,191
▼ € 42,588 vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -42,588
▼ still € 244 profit in 2023
Profit after tax over the fiscal year.
Loss, nothing to pay out
Reserves fell to € -51,391.
People and assets in 2024
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2024
€ 15,635
▼ 9% vs 2023
€ 4,194 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 4,233
▼ 47% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 3,944
▼ 55% vs 2023
Taxes, VAT and social contributions still to pay.
Want to see how much further we take a dossier in the Pro version? Open the free De Lijn example and give feedback →
| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 56,919 | € 28,141 | € 4,305 | € -37,542 | ▼ € 41,847 |
| Profit after taxes | € 36,840 | € 7,205 | € 244 | € -42,588 | ▼ € 42,831 |
| Equity | € -10,053 | € -2,848 | € -2,604 | € -45,191 | ▼ € 42,588 |
| Total debts | € 78,192 | € 49,271 | € 34,035 | € 57,091 | ▲ 68% |
| Cash | € 32 | € 34 | - | - | |
| Land & buildings | € 11,351 | - | - | - | |
| Retained profit | € -16,253 | € -9,048 | € -8,804 | € -51,391 | ▼ € 42,588 |
| Bank debt | € 72,564 | € 41,272 | € 17,175 | € 15,635 | ▼ 9% |
| Balance sheet total | € 68,139 | € 46,424 | € 31,431 | € 11,900 | ▼ 62% |
Key figures of KAVEBE ASSUR, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to KAVEBE ASSUR?
What happened at KAVEBE ASSUR in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: loss of € 42,588 (▼ € 42,831 vs 2023). filed late Source: NBB ↗
- New establishment in Antwerpen. KBO
- Start of the company according to the CBE. KBO
- Kurt Van Bavel became a director. NBB
In short
From € 36,840 profit in 2021 to € 42,588 loss in 2024.
Paid € 6,119 in corporate taxes since 2021.
Best year ever: 2021, with € 36,840 profit.
A new publication or filing at KAVEBE ASSUR? We notify you, reason included.
Follow KAVEBE ASSURDatabakkes Pro
Know what changes at your customers, suppliers and competitors. Without reading an annual account.
- Follow them in one folder Every company in your folder gets this full dossier: household book, all fiscal years, benchmark against companies of the same size.
- We alert you, with the reason New annual account, Official Gazette publication or status change: you get what changed and where it says so.
- In bulk too, and in ChatGPT and Claude Upload your customer list and get the warning signs back per company. Or ask in your own AI assistant, with this register as the source.
Databakkes Pro is being built. Sign up now and you are first in line for an invitation, with a month to try without a credit card.
De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2024 annual accounts
Kurt Van Bavel
Administrator-manager
since 2002
Establishments
Establishment units
Physical locations of this company
Volhardingstraat 36
2020 Antwerpen
Flor Alpaertsstraat 14
2600 Antwerpen
Active since 30 April 2002
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0476.549.023
- VAT number
- BE 0476.549.023
- Registered office
- Volhardingstraat 36, 2020 Antwerpen
- Names & denominations
- KAVEBE ASSUR
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 4 January 2002
- Peppol
- Not registered
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Overige ondersteunende activiteiten in verband met financiële diensten, neg, exclusief verzekeringen en pensioenfondsen