Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 3 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 0 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
KARMA from Koksijde, company number BE0476415104, closed financial year 2025 with a result of € -16,631 after tax. For that financial year KARMA recorded a gross margin of € -3,349 and equity of € -46,984. Compared with financial year 2024, the result moved from € -13,403 to € -16,631. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on October 31, 2025.
€ -46,984
▼ € 16,631 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -16,631
▼ 24 % more loss than in 2024
Profit after tax over the fiscal year.
€ 270
▼ 13% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -121,984.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 6,637
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -12,666 | € -17,713 | € -4,859 | € -3,349 | ▲ € 1,510 |
| Profit after taxes | € -20,736 | € -25,854 | € -13,403 | € -16,631 | ▼ € 3,228 |
| Equity | € 8,903 | € -16,950 | € -30,353 | € -46,984 | ▼ € 16,631 |
| Total debts | € 145,205 | € 165,771 | € 168,355 | € 180,172 | ▲ 7% |
| Cash | € 6,871 | € 6,356 | € 311 | € 270 | ▼ 13% |
| Land & buildings | € 147,237 | € 142,464 | € 137,691 | € 132,918 | ▼ 3% |
| Retained profit | € -66,097 | € -91,950 | € -105,353 | € -121,984 | ▼ € 16,631 |
| Balance sheet total | € 154,109 | € 148,821 | € 138,002 | € 133,188 | ▼ 3% |
Key figures of KARMA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 October 2026.
What happened to KARMA?
What happened at KARMA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 16,631. Source: NBB ↗
- New establishment in Koksijde. KBO
- Start of the company according to the CBE. KBO
In short
From € 20,736 loss in 2022 to € 16,631 loss in 2025.
A new publication or filing at KARMA? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
Karl VANDAELE
Director
Establishments
Establishment units
Physical locations of this company
Albert Bliecklaan(Kok) 9
8670 Koksijde
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0476.415.104
- VAT number
- BE 0476.415.104
- Registered office
- Albert Bliecklaan(Kok) 9, 8670 Koksijde
- Names & denominations
- KARMA
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 21 December 2001
- Peppol
- Not registered
- Activities · NACE
Activiteiten op het gebied van kinesitherapie
Kinesitherapeuten (fysiotherapeuten)
Ambulante revalidatieactiviteiten