Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 39 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
CARMEL from Zottegem, company number BE0476412629, closed financial year 2025 with a result of € 1,371 after tax. For that financial year CARMEL recorded a gross margin of € 11,265 and equity of € 79,928. Compared with financial year 2024, the result moved from € -2,228 to € 1,371. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 22, 2026.
€ 79,928
▲ 2% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 1,371
▲ still € 2,228 loss in 2024
Profit after tax over the fiscal year.
€ 365
▼ 2% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -9,072.
Debts at end 2025
€ 78,914
▼ 15% vs 2024
€ 9,025 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.
€ 18,871
▼ 35% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 10,047
▲ 58% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -15,670 | € -7,132 | € 8,981 | € 11,265 | ▲ 25% |
| Profit after taxes | € -30,514 | € -19,457 | € -2,228 | € 1,371 | ▲ € 3,599 |
| Equity | € 100,242 | € 80,785 | € 78,557 | € 79,928 | ▲ 2% |
| Total debts | € 114,276 | € 126,785 | € 128,733 | € 109,487 | ▼ 15% |
| Cash | € 3,594 | € 560 | € 372 | € 365 | ▼ 2% |
| Land & buildings | € 183,584 | € 177,465 | € 171,345 | € 165,226 | ▼ 4% |
| Retained profit | € 11,242 | € -8,215 | € -10,443 | € -9,072 | ▲ € 1,371 |
| Bank debt | € 98,002 | € 101,616 | € 92,923 | € 78,914 | ▼ 15% |
| Balance sheet total | € 214,518 | € 207,570 | € 207,291 | € 189,415 | ▼ 9% |
Key figures of CARMEL, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CARMEL?
What happened at CARMEL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 1,371. Source: NBB ↗
- Nico Van Lancker stepped down as director. NBB
- Longinus Schietecatte stepped down as director. NBB
- Sybille Schietecatte stepped down as director. NBB
- Nico Van Lancker became a director. NBB
- Longinus Schietecatte became a director. NBB
- Sybille Schietecatte became a director. NBB
- New establishment in Zottegem. KBO
In short
From € 30,514 loss in 2022 to € 1,371 profit in 2025.
Paid € 209 in corporate taxes since 2022.
Best year ever: 2025, with € 1,371 profit.
Management
Directors
According to the 2025 annual accounts
Nico Van Lancker
Director
since 2018 · until 2024
Longinus Schietecatte
Director
since 2018 · until 2024
Sybille Schietecatte
Managing director
since 2018 · until 2024
Establishments
Establishment units
Physical locations of this company
Ten Ede 93
9620 Zottegem
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Self-hosted
Hosting
COMBELL-AS, BE
Domain
Domain
schoonheidssalonsybille.be
Registered
2025-10-28
Website info
Features
Security
Network
Details
- Company number
- 0476.412.629
- VAT number
- BE 0476.412.629
- Registered office
- Ten Ede 93, 9620 Zottegem
- Names & denominations
- CARMEL
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 21 December 2001
- Peppol
- Active · Active since 18 Sept 2025
- Activities · NACE
Schoonheidsverzorging en andere schoonheidsbehandelingen
Schoonheidszorg
Schoonheidsverzorging
Detailhandel in cosmetica en toiletartikelen
Activiteiten van kuuroorden, sauna’s en stoombaden
Exploitatie van sportaccommodaties
Detailhandel in souvenirs en religieuze artikelen
Overige lichaamsverzorging
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