Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 39 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
RUVERBA from Mol, company number BE0476368978, closed financial year 2025 with a result of € 26,693 after tax. For that financial year RUVERBA recorded a gross margin of € 363,594 and equity of € 812,939. Compared with financial year 2024, the result moved from € 49,384 to € 26,693. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ 812,939
▲ 3% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 26,693
▼ 46% vs 2024
Profit after tax over the fiscal year.
€ 9,675
▼ 83% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 594,339.
People and assets in 2025
0.8
Average over the fiscal year, from the social balance sheet.
€ 66,623
▲ 4% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 9,953
▲ 30% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 2.4 million
▼ 16% vs 2024
€ 114,070 is repaid this year. At this pace the long-term loan is gone in ≈ 15 years.
€ 64,824
▲ 26% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 11,414
▼ 32% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 218,494 | € 367,376 | € 571,174 | € 363,594 | ▼ 36% |
| Profit after taxes | € 28,034 | € 51,144 | € 49,384 | € 26,693 | ▼ 46% |
| Equity | € 685,719 | € 736,863 | € 786,246 | € 812,939 | ▲ 3% |
| Total debts | € 5,472,281 | € 3,608,933 | € 3,509,571 | € 2,688,454 | ▼ 23% |
| Cash | € 29,906 | € 3,936 | € 56,159 | € 9,675 | ▼ 83% |
| Land & buildings | € 2,269,414 | € 3,168,781 | € 3,047,748 | € 2,926,715 | ▼ 4% |
| Retained profit | € 467,119 | € 518,263 | € 567,646 | € 594,339 | ▲ 5% |
| Bank debt | € 3,273,833 | € 2,870,468 | € 2,928,534 | € 2,446,103 | ▼ 16% |
| Balance sheet total | € 6,158,000 | € 4,345,796 | € 4,295,818 | € 3,501,393 | ▼ 18% |
| Employees (FTE) | 0.9 | 0.8 | 0.8 | 0.8 |
Key figures of RUVERBA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to RUVERBA?
What happened at RUVERBA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 26,693 (▼ 46% vs 2024). filed late Source: NBB ↗
- Urbain Verbruggen became a director. NBB
- New establishment in Lille. KBO
- New establishment in Mol. KBO
- Start of the company according to the CBE. KBO
In short
From € 28,034 profit in 2022 to € 26,693 profit in 2025.
Paid € 99,421 in corporate taxes since 2022.
Best year ever: 2023, with € 51,144 profit.
Management
Behind RUVERBA is Urbain Verbruggen. Urbain Verbruggen is also behind TUINARCHITECTUUR VERBRUGGEN URBAIN and RUVER-INVEST.
Directors
According to the 2025 annual accounts
since 2022
Establishments
Establishment units
Physical locations of this company
Venakkerstraat 10 box 3
2400 Mol
Beersebaan 103
2275 Lille
Active since 16 October 2013
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 6 companies are registered at this address.
All companies at this address →VERBRUGGEN
€ 277,321 gross margin · 2025
TUINARCHITECTUUR VERBRUGGEN URBAIN same network
€ 789,227 gross margin · 2025
Vereniging van mede-eigenaars Residentie Venakker 10
Verbruggen - Aertssen Infra
RUVER-INVEST same network
€ -594 gross margin · 2025
+1 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0476.368.978
- VAT number
- BE 0476.368.978
- Registered office
- Venakkerstraat 10 bus 3, 2400 Mol
- Names & denominations
- RUVERBA
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 19 December 2001
- Peppol
- Active · Active since 3 Nov 2025
- Activities · NACE
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