Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 19 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
ANF BELGIQUE from Namur, company number BE0476333742, closed financial year 2025 with a result of € -32,599 after tax. For that financial year ANF BELGIQUE recorded a gross margin of € 14,868 and equity of € 217,848. Compared with financial year 2024, the result moved from € 53,867 to € -32,599. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 27, 2026.
€ 217,848
▼ 13% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -32,599
▼ still € 53,867 profit in 2024
Profit after tax over the fiscal year.
€ 21,187
▲ 7% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 201,598.
People and assets in 2025
€ 24,370
▲ 67% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 103,896
▼ 17% vs 2024
€ 27,451 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 3,876
▲ 69% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 3,586
▼ 36% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 94,125 | € 130,467 | € 111,581 | € 14,868 | ▼ 87% |
| Profit after taxes | € 50,139 | € 74,026 | € 53,867 | € -32,599 | ▼ € 86,466 |
| Equity | € 123,413 | € 197,439 | € 250,447 | € 217,848 | ▼ 13% |
| Total debts | € 309,178 | € 206,718 | € 198,639 | € 212,653 | ▲ 7% |
| Cash | € 14,108 | € 21,557 | € 19,875 | € 21,187 | ▲ 7% |
| Land & buildings | € 370,792 | € 355,727 | € 374,043 | € 354,637 | ▼ 5% |
| Retained profit | € 107,163 | € 181,189 | € 234,197 | € 201,598 | ▼ 14% |
| Dividend | € 18,182 | € 0 | € 859 | € 0 | ▼ 100% |
| Bank debt | € 172,339 | € 148,706 | € 124,847 | € 103,896 | ▼ 17% |
| Balance sheet total | € 432,591 | € 404,157 | € 449,086 | € 430,500 | ▼ 4% |
Key figures of ANF BELGIQUE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to ANF BELGIQUE?
What happened at ANF BELGIQUE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 32,599 (▼ € 86,466 vs 2024). filed late Source: NBB ↗
- New establishment in Namur. KBO
- Start of the company according to the CBE. KBO
In short
From € 50,139 profit in 2022 to € 32,599 loss in 2025.
Paid € 76,685 in corporate taxes since 2022.
Best year ever: 2023, with € 74,026 profit.
Paid out € 19,041 in dividends to the owners in total.
A new publication or filing at ANF BELGIQUE? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind ANF BELGIQUE is Jean CHEFFERT. Jean CHEFFERT is also behind BICYCLIC GROUP, Bcc Centrale and SINUP IT.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Les Marlères(ML) 52
5020 Namur
Marlaire(ML) 52
5020 Namur
Active since 21 February 2002
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0476.333.742
- VAT number
- BE 0476.333.742
- Registered office
- Les Marlères(ML) 52, 5020 Namur
- Names & denominations
- ANF BELGIQUE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 18 December 2001
- Peppol
- Active · Active since 10 Dec 2025
- Activities · NACE
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