Financials
Financial year 2025
OPTIQUE ET BIJOUX BERNARD ELOY & FILS from Ciney, company number BE0476285638, closed financial year 2025 with a result of € 63,497 after tax. For that financial year OPTIQUE ET BIJOUX BERNARD ELOY & FILS recorded a gross margin of € 168,547 and equity of € 521,430. Compared with financial year 2024, the result moved from € 6,744 to € 63,497. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 20, 2026.
€ 521,430
▲ 14% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 63,497
▲ € 56,753 vs 2024
Profit after tax over the fiscal year.
€ 340,085
▲ 2% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 501,430.
People and assets in 2025
€ 42,284
▲ 4% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 28,682
▼ 30% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 69,954
▼ 39% vs 2024
€ 51,200 is repaid this year. At this pace the long-term loan is gone in ≈ 1 years.
€ 44,934
▼ 47% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 31,160
▼ 22% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2021 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 146,992 | € 152,712 | € 147,289 | € 168,547 | ▲ 14% |
| Profit after taxes | € 75,499 | € 36,929 | € 6,744 | € 63,497 | ▲ € 56,753 |
| Equity | € 364,339 | € 451,188 | € 457,933 | € 521,430 | ▲ 14% |
| Total debts | € 214,353 | € 250,717 | € 238,295 | € 150,558 | ▼ 37% |
| Cash | € 287,752 | € 306,185 | € 333,958 | € 340,085 | ▲ 2% |
| Retained profit | € 344,339 | € 431,188 | € 437,933 | € 501,430 | ▲ 14% |
| Dividend | € 0 | € 10,268 | € 0 | € 0 | |
| Bank debt | € 154,086 | € 121,708 | € 113,754 | € 69,954 | ▼ 39% |
| Balance sheet total | € 578,692 | € 701,905 | € 696,227 | € 671,988 | ▼ 3% |
Key figures of OPTIQUE ET BIJOUX BERNARD ELOY & FILS, fiscal years 2021 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to OPTIQUE ET BIJOUX BERNARD ELOY & FILS?
What happened at OPTIQUE ET BIJOUX BERNARD ELOY & FILS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 63,497 (▲ € 56,753 vs 2024). filed late Source: NBB ↗
- New establishment in Ciney. KBO
- Start of the company according to the CBE. KBO
In short
From € 75,499 profit in 2021 to € 63,497 profit in 2025.
Paid € 95,044 in corporate taxes since 2021.
Best year ever: 2021, with € 75,499 profit.
Paid out € 10,268 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind OPTIQUE ET BIJOUX BERNARD ELOY & FILS is Jean-Bernard ELOY. Jean-Bernard ELOY is also behind ELOY GESTION.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Rue du Commerce 19
5590 Ciney
Rue du Commerce 19 A
5590 Ciney
Active since 11 January 2002
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
OVH Mail
Hosting
CLOUDFLARENET - Cloudflare, Inc., US
DNS
OVH DNS
Website info
Features
Security
Details
- Company number
- 0476.285.638
- VAT number
- BE 0476.285.638
- Registered office
- Rue du Commerce 19, 5590 Ciney
- Names & denominations
- OPTIQUE ET BIJOUX BERNARD ELOY & FILS
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 11 December 2001
- Peppol
- Active · Active since 17 Nov 2025
- Contact
- eloy-ciney.be
- Activities · NACE
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Detailhandel in corrigerende brillen, lenzen en zonnebrillen
Detailhandel in fotografische en optische artikelen en in precisieinstrumenten in gespecialiseerde winkels
Detailhandel in uurwerken en sieraden
Detailhandel in verlichtingsartikelen
Overige detailhandel in nieuwe artikelen neg
Detailhandel in artikelen voor verlichting en woninginrichting
Overige gespecialiseerde detailhandel in artikelen, andere dan voedingsmiddelen, n.e.g.
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