Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 18 % of short-term debt in 2025; threshold 65 %.
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Figures corrected NBB
Corrected annual account filed for 2025.
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Board fully replaced NBB
No director from three years ago is still active according to annual account 2025.
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Busy address KBO
21 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
CREAFUND from Sint-Martens-Latem, company number BE0476260102, closed financial year 2025 with a result of € 565,778 after tax. For that financial year CREAFUND recorded revenue of € 696,694 and equity of € 336.9 million. Compared with financial year 2024, the result moved from € -5.8 million to € 565,778. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 30, 2026.
€ 336.9 million
▲ 14% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 565,778
▲ still € 5.8 million loss in 2024
Profit after tax over the fiscal year.
€ 392,457
▼ 60% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 7.6 million paid out
More than the year’s profit went to the shareholders; reserves fell.
Debts at end 2025
€ 25.1 million
▲ 187% vs 2024
Loans from banks and other lenders, long and short.
€ 421,240
▼ 63% vs 2024
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 24 days on average.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 1,461,875 | € 679,385 | € 665,056 | € 696,694 | ▲ 5% |
| Profit after taxes | € 57,900,654 | € -455,273 | € -5,841,829 | € 565,778 | ▲ € 6.4 million |
| Equity | € 225,051,934 | € 284,982,232 | € 296,761,791 | € 336,917,984 | ▲ 14% |
| Total debts | € 22,391,298 | € 11,672,895 | € 18,533,185 | € 58,638,857 | ▲ 216% |
| Cash | € 10,595,923 | € 1,618,625 | € 976,490 | € 392,457 | ▼ 60% |
| Retained profit | € 114,272,846 | € 102,910,667 | € 88,430,740 | € 81,395,568 | ▼ 8% |
| Dividend | € 13,349,941 | € 10,906,907 | € 8,638,098 | € 7,600,950 | ▼ 12% |
| Bank debt | € 0 | € 0 | € 8,750,000 | € 25,100,000 | ▲ 187% |
| Balance sheet total | € 247,443,232 | € 296,655,127 | € 315,294,977 | € 395,556,841 | ▲ 25% |
Key figures of CREAFUND, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CREAFUND?
What happened at CREAFUND in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Bob Donck stepped down as director. NBB
- Bart Van der Stockt stepped down as director. NBB
- Jos Deslee stepped down as director. NBB
- Filip Engelen stepped down as director. NBB
- Ivan Van de Maele stepped down as director. NBB
- Serge Braun stepped down as director. NBB
- Christophe Desimpel stepped down as director. NBB
- Sabine Neyman stepped down as director. NBB
In short
From € 57.9 million profit in 2022 to € 565,778 profit in 2025.
Best year ever: 2022, with € 57.9 million profit.
Paid out € 40.5 million in dividends to the owners in total.
Pays suppliers within 24 days on average.
A new publication or filing at CREAFUND? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of CREAFUND INVEST, MDM, QUAEROQ, PATHOEKE INDUSTRIES, CREAFUND ASSET MANAGEMENT comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
CREAFUNDBehind CREAFUND is Karen Pollet. The shares are held by CREAFUND INVEST (43.7%), MDM (36.1%), QUAEROQ (10.3%), PATHOEKE INDUSTRIES (3.3%) and CREAFUND ASSET MANAGEMENT (1%). It owns 230.1% of Purna, 100% of Crealoan, 89.1% of Solfar, 81.4% of Mobile Locker Holding, 79.9% of Creavision Healthcare and 77.7% of Creacare itself.
Directors
According to the 2025 annual accounts
Karen Pollet
Director
since 2025
Jos Deslee
Director
Also active at: DE ARMOEDE, Post Light International, Orac Holding, JDIC, VINTEOR, Perfect Lighting International, Streamside, AMBITS +6 more
since 2019 · until 2028
Georges Van Nevel
Director
Also active at: M.A.B., DVN-INVEST, CALIDAT, SJEVAL BLAN, De Faktorij, G&L INVEST
since 2019 · until 2025
Bob Donck
Director
since 2024 · until 2028
Filip Engelen
Director
Also active at: Etablissementen Désiré Van Riet, GILOPS GROUP, Alca Petroleum Company, Belgomazout, BELGOMINE, Avia Belgie-Luxemburg, TRANSPORT LAMBIN, TRANSLUB +12 more
since 2020 · until 2028
Ivan Van de Maele
Director
Also active at: Antwerp Tower, TRADIPLAN, Immo - Vilvo, DE BURKEL, GALERIE DES CARMES, MATEXI CITY DEVELOPMENT, CAMPAGNE DU PETIT BAULERS, METROPOOL VASTGOED +17 more
since 2019 · until 2028
since 2019 · until 2028
Marc Dewaele
Director
Also active at: MDM, LOMAT INTERNATIONAL, BUCA INVEST, SJEVAL BLAN, THOMASOL, SOLFUND, Solux Invest
since 2019 · until 2025
Christophe Desimpel
Director
Also active at: Koninklijke Renvereniging Oostende Hippodroom Wellington-Société Royale des Courses d'Ostende Hippodrome Wellington, IMMO DESIMPEL, Groote Speye, OSMO REAL ESTATE, Immo Matisse, REMONI, DE CEDERBOOM, DE SPEYEBEEK +44 more
since 2019 · until 2028
Sabine Neyman
Director
since 2019 · until 2028
Herman Wielfaert
Director
Also active at: Beddeleem, DE BREE SOLUTIONS, Purna Pharmaceuticals, CREALOAN, SOFICS, DE BREE, OMPHALOS, JOVEGI +7 more
since 2019 · until 2028
since 2019 · until 2028
Bart Van der Stockt
Director
since 2024 · until 2028
Shareholders
Participations
230.1%
100%
89.1%
81.4%
79.9%
77.7%
72.1%
65.1%
60%
52.9%
49%
39.5%
Establishments
Establishment units
Physical locations of this company
Maenhoutstraat 77 box A
9830 Sint-Martens-Latem
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 21 companies are registered at this address.
All companies at this address →IBKEM
€ -30,391 gross margin · 2025
CREALOAN same network
€ 71,151 revenue · 2025
CREAFUND MANAGEMENT
€ 174,039 gross margin · 2025
SPEED 8 same network
€ 8,365 gross margin · 2025
SOLFAR same network
€ 28,542 gross margin · 2025
+16 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
BELGACOM Proximus Customer Edge-Network, BE
Website info
Features
Security
Details
- Company number
- 0476.260.102
- VAT number
- BE 0476.260.102
- Registered office
- Maenhoutstraat 77 bus A, 9830 Sint-Martens-Latem
- Names & denominations
- CREAFUND
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 7 December 2001
- Peppol
- Active · Active since 31 Oct 2023
- Contact
- creafund.be
- Activities · NACE
Overige financiële dienstverlening, neg
Overige financiële instellingen, n.e.g.
Activiteiten van holdings
Managementactiviteiten van holdings
Holdings