Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 25 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
AJL-BCA from Thuin, company number BE0476138059, closed financial year 2025 with a result of € 8,732 after tax. For that financial year AJL-BCA recorded a gross margin of € 305,969 and equity of € 183,225. Compared with financial year 2024, the result moved from € 32,462 to € 8,732. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on June 11, 2026.
€ 183,225
▲ 5% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 8,732
▼ 73% vs 2024
Profit after tax over the fiscal year.
€ 1,368
▼ 97% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 172,711.
People and assets in 2025
€ 211,998
▲ 26% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 45,873
▲ 52% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 100,000
▲ € 97,764 vs 2024
Loans from banks and other lenders, long and short.
€ 56,271
▲ 125% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 2,783
▼ 68% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 93,390 | € 220,716 | € 307,547 | € 305,969 | ▼ 1% |
| Profit after taxes | € -142 | € 9,291 | € 32,462 | € 8,732 | ▼ 73% |
| Equity | € 132,559 | € 141,850 | € 174,312 | € 183,225 | ▲ 5% |
| Total debts | € 55,225 | € 455,942 | € 375,374 | € 447,206 | ▲ 19% |
| Cash | € 8,365 | € 33,589 | € 47,774 | € 1,368 | ▼ 97% |
| Land & buildings | € 57,524 | € 54,705 | € 51,887 | € 55,042 | ▲ 6% |
| Retained profit | € 122,226 | € 131,517 | € 163,979 | € 172,711 | ▲ 5% |
| Bank debt | € 33,198 | € 16,676 | € 2,236 | € 100,000 | ▲ € 97,764 |
| Balance sheet total | € 187,784 | € 597,792 | € 549,686 | € 630,431 | ▲ 15% |
| Employees (FTE) | 2.1 | 2.9 | 3.7 | - |
Key figures of AJL-BCA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to AJL-BCA?
What happened at AJL-BCA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 8,732 (▼ 73% vs 2024). Source: NBB ↗
- New establishment in Thuin. KBO
- Start of the company according to the CBE. KBO
In short
From € 142 loss in 2022 to € 8,732 profit in 2025.
Paid € 57,095 in corporate taxes since 2022.
Best year ever: 2024, with € 32,462 profit.
On average € 83,100 of value added per employee in 2024.
Establishments
Establishment units
Physical locations of this company
Place du Chapitre(THN) 11
6530 Thuin
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0476.138.059
- VAT number
- BE 0476.138.059
- Registered office
- Place du Chapitre(THN) 11, 6530 Thuin
- Names & denominations
- AJL-BCA
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 23 November 2001
- Peppol
- Not registered
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars