Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 2 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
CAGNINA FRANCESCO from Fleurus, company number BE0476081839, closed financial year 2025 with a result of € -7,173 after tax. For that financial year CAGNINA FRANCESCO recorded revenue of € 6,720 and equity of € 24,577. Compared with financial year 2024, the result moved from € -4,349 to € -7,173. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 1, 2026.
€ 24,577
▼ 23% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -7,173
▼ 65 % more loss than in 2024
Profit after tax over the fiscal year.
€ 1,306
▼ 35% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 5,977.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 12,871 | € 12,400 | € 11,580 | € 6,720 | ▼ 42% |
| Gross margin | € 9,137 | € 5,888 | € 6,410 | € 4,008 | ▼ 37% |
| Profit after taxes | € 1,240 | € -4,383 | € -4,349 | € -7,173 | ▼ € 2,823 |
| Equity | € 40,483 | € 36,100 | € 31,750 | € 24,577 | ▼ 23% |
| Total debts | € 61,601 | € 60,846 | € 59,984 | € 58,400 | ▼ 3% |
| Cash | € 20,391 | € 4,035 | € 2,013 | € 1,306 | ▼ 35% |
| Land & buildings | € 81,693 | € 92,911 | € 84,861 | € 76,812 | ▼ 9% |
| Retained profit | € 21,883 | € 17,500 | € 13,150 | € 5,977 | ▼ 55% |
| Balance sheet total | € 102,084 | € 96,946 | € 91,734 | € 82,977 | ▼ 10% |
Key figures of CAGNINA FRANCESCO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CAGNINA FRANCESCO?
What happened at CAGNINA FRANCESCO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 7,173. Source: NBB ↗
- Francesco Cagnina became a director. NBB
- Loredana Severino became a director. NBB
- New establishment in Charleroi. KBO
- Start of the company according to the CBE. KBO
In short
From € 1,240 profit in 2022 to € 7,173 loss in 2025.
Paid € 382 in corporate taxes since 2022.
Best year ever: 2022, with € 1,240 profit.
Management
Behind CAGNINA FRANCESCO are Francesco Cagnina and Loredana Severino.
Directors
According to the 2025 annual accounts
Francesco Cagnina
Director
since 2024
Loredana Severino
Director
since 2024
Establishments
Establishment units
Physical locations of this company
Rue Tienne du Moine(WB) 69
6224 Fleurus
Rue de Marcinelle 82
6000 Charleroi
Active since 10 December 2001
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0476.081.839
- VAT number
- BE 0476.081.839
- Registered office
- Rue Tienne du Moine(WB) 69, 6224 Fleurus
- Names & denominations
- CAGNINA FRANCESCO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 15 November 2001
- Peppol
- Not registered