Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 35 % of short-term debt in 2025; threshold 65 %.
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Shrinking team NBB
FTE fell two years in a row, from 41 to 21.9.
Financials
Financial year 2025
SACK ZELFBOUW from Temse, company number BE0475952175, closed financial year 2025 with a result of € -1.2 million after tax. For that financial year SACK ZELFBOUW recorded revenue of € 10.7 million and equity of € 2.3 million. Compared with financial year 2024, the result moved from € -2.9 million to € -1.2 million. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 6, 2026.
€ 2.3 million
▼ 35% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -1.2 million
▲ 57 % less loss than in 2024
Profit after tax over the fiscal year.
€ 633,730
▼ 44% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 520,628.
People and assets in 2025
21.9
▼ 12.2 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 1.7 million
▼ 35% vs 2024
€ 77,600 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 162,634
▼ 36% vs 2024
Of which on lease € 57,837.
Debts at end 2025
€ 1.9 million
▼ 2% vs 2024
€ 348,374 is repaid this year. At this pace the long-term loan is gone in ≈ 1 years.
€ 1.3 million
▲ 11% vs 2024
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 47 days on average.
€ 155,534
▼ 29% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 19,797,829 | € 19,827,863 | € 10,475,631 | € 10,720,411 | ▲ 2% |
| Profit after taxes | € -843,581 | € -58,345 | € -2,866,674 | € -1,241,148 | ▲ € 1.6 million |
| Equity | € 6,506,783 | € 6,447,050 | € 3,580,376 | € 2,339,228 | ▼ 35% |
| Total debts | € 7,155,178 | € 5,725,913 | € 6,990,569 | € 6,882,377 | ▼ 2% |
| Cash | € 2,246,469 | € 1,089,921 | € 1,140,836 | € 633,730 | ▼ 44% |
| Land & buildings | € 101,511 | € 64,150 | € 54,392 | € 45,132 | ▼ 17% |
| Retained profit | € 4,686,795 | € 4,628,450 | € 1,761,776 | € 520,628 | ▼ 70% |
| Bank debt | € 2,535,813 | € 675,383 | € 1,893,512 | € 1,859,523 | ▼ 2% |
| Balance sheet total | € 13,662,781 | € 12,172,963 | € 10,570,945 | € 9,221,605 | ▼ 13% |
| Employees (FTE) | 48 | 41 | 34.1 | 21.9 | ▼ 12.2 |
Key figures of SACK ZELFBOUW, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SACK ZELFBOUW?
What happened at SACK ZELFBOUW in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 1.2 million. Source: NBB ↗
- New establishment in Zottegem. KBO
- New establishment in Aarschot. KBO
- New establishment in Roeselare. KBO
- New establishment in Temse. KBO
- Start of the company according to the CBE. KBO
In short
From € 843,581 loss in 2022 to € 1.2 million loss in 2025.
Paid € 45,205 in corporate taxes since 2022.
Pays suppliers within 47 days on average.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind SACK ZELFBOUW is ZEPA NV. The shares are held by Zepa NV (100%). It owns 100% of Sack Invest itself.
Directors
According to the 2025 annual accounts
Director · represented by Jan De Buck
Shareholders
100%
Participations
100%
Establishments
Establishment units
Physical locations of this company
Frank Van Dyckelaan 16
9140 Temse
Iepersestraat 461
8800 Roeselare
Active since 5 November 2015
9de liniestraat 11
3200 Aarschot
Active since 2 April 2019
Langestraat 88
9620 Zottegem
Active since 15 December 2023
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0475.952.175
- VAT number
- BE 0475.952.175
- Registered office
- Frank Van Dyckelaan 16, 9140 Temse
- Names & denominations
- SACK ZELFBOUW
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 29 October 2001
- Peppol
- Active · Active since 20 Nov 2020
- Activities · NACE
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