Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2023 and 2024.
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Tight liquidity NBB
Cash and receivables cover 1 % of short-term debt in 2024; threshold 65 %.
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Legal situation KBO
Opening faillissement according to the CBE.
Financials
Financial year 2024
PHARMACIE SAINT CHARLES from Charleroi, company number BE0475712744, closed financial year 2024 with a result of € -122,675 after tax. For that financial year PHARMACIE SAINT CHARLES recorded a gross margin of € 10,870 and equity of € -1.2 million. Compared with financial year 2023, the result moved from € -189,607 to € -122,675. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 30, 2025.
€ -1.2 million
▼ € 122,675 vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -122,675
▲ 35 % less loss than in 2023
Profit after tax over the fiscal year.
€ 280
▼ 15% vs 2023
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -1.3 million.
People and assets in 2024
€ 65,941
▲ 7% vs 2023
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2024
€ 432,789
▲ 7% vs 2023
€ 242,334 is repaid this year. At this pace the long-term loan is gone in ≈ 1 years.
€ 285,985
Supplier invoices still open on the last day of the fiscal year.
€ 113,703
▲ 2% vs 2023
Taxes, VAT and social contributions still to pay.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € -82,515 | € 34,197 | € 45,704 | € 10,870 | ▼ 76% |
| Profit after taxes | € -126,797 | € -83,024 | € -189,607 | € -122,675 | ▲ € 66,932 |
| Equity | € -851,924 | € -934,948 | € -1,124,555 | € -1,247,230 | ▼ € 122,675 |
| Total debts | € 1,449,963 | € 1,465,836 | € 1,579,040 | € 1,643,338 | ▲ 4% |
| Cash | € 29,133 | € 29,179 | € 327 | € 280 | ▼ 15% |
| Land & buildings | € 412,538 | € 394,595 | € 376,564 | € 358,531 | ▼ 5% |
| Retained profit | € -858,124 | € -941,148 | € -1,130,755 | € -1,253,430 | ▼ € 122,675 |
| Bank debt | € 460,603 | € 349,579 | € 402,938 | € 432,789 | ▲ 7% |
| Balance sheet total | € 598,039 | € 530,888 | € 454,485 | € 396,108 | ▼ 13% |
Key figures of PHARMACIE SAINT CHARLES, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to PHARMACIE SAINT CHARLES?
What happened at PHARMACIE SAINT CHARLES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
PHARMACIE SAINT CHARLES is active according to the CBE. Legal situation: Opening faillissement.
- New annual accounts for financial year 2024: loss of € 122,675. filed late Source: NBB ↗
- New establishment in Charleroi. KBO
- Start of the company according to the CBE. KBO
In short
From € 126,797 loss in 2021 to € 122,675 loss in 2024.
Paid € 75,749 in corporate taxes since 2021.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind PHARMACIE SAINT CHARLES are Renaud HAYOT and Alain STYNS . Alain STYNS is also behind CITES-PHARMA, PHARMACIE DU BEFFROI and SPORTS TRAINING CONCEPT.
Directors
According to the 2024 annual accounts
Renaud HAYOT
Director
Establishments
Establishment units
Physical locations of this company
Rue Jean Jaurès 180
6061 Charleroi
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0475.712.744
- VAT number
- BE 0475.712.744
- Registered office
- Rue Jean Jaurès 180, 6061 Charleroi
- Names & denominations
- PHARMACIE SAINT CHARLES
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Opening faillissement
- Start date
- 26 September 2001
- Peppol
- Active · Active since 4 Dec 2025
- Activities · NACE
Detailhandel in farmaceutische producten