Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 1 % of short-term debt in 2025; threshold 65 %.
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Busy address KBO
13 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
FINANCIERE G.H.B. EUROPE from Sint-Pieters-Woluwe, company number BE0475526365, closed financial year 2025 with a result of € -2,063 after tax. For that financial year FINANCIERE G.H.B. EUROPE recorded a gross margin of € 34,672 and equity of € 334,573. Compared with financial year 2024, the result moved from € -24,111 to € -2,063. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on June 29, 2026.
€ 334,573
▼ 1% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -2,063
▲ 91 % less loss than in 2024
Profit after tax over the fiscal year.
€ 1,806
▼ 84% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -2.1 million.
People and assets in 2025
€ 343
▼ 29% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 232,050
▼ 21% vs 2024
€ 62,910 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 1,190
▼ 89% vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 66,102 | € 121,311 | € 7,384 | € 34,672 | ▲ € 27,288 |
| Profit after taxes | € 7,195 | € 61,885 | € -24,111 | € -2,063 | ▲ € 22,049 |
| Equity | € 105,542 | € 167,427 | € 336,636 | € 334,573 | ▼ 1% |
| Total debts | € 966,777 | € 872,451 | € 904,861 | € 694,475 | ▼ 23% |
| Cash | € 541 | € 8,602 | € 11,544 | € 1,806 | ▼ 84% |
| Land & buildings | € 1,043,142 | € 998,254 | € 964,134 | € 918,111 | ▼ 5% |
| Retained profit | € -44,458 | € 17,427 | € -2,053,364 | € -2,055,427 | |
| Bank debt | € 326,583 | € 255,370 | € 292,448 | € 232,050 | ▼ 21% |
| Balance sheet total | € 1,123,019 | € 1,088,757 | € 1,288,554 | € 1,074,284 | ▼ 17% |
Key figures of FINANCIERE G.H.B. EUROPE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to FINANCIERE G.H.B. EUROPE?
What happened at FINANCIERE G.H.B. EUROPE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 2,063. Source: NBB ↗
- New establishment in Sint-Pieters-Woluwe. KBO
- Start of the company according to the CBE. KBO
In short
From € 7,195 profit in 2022 to € 2,063 loss in 2025.
Best year ever: 2023, with € 61,885 profit.
A new publication or filing at FINANCIERE G.H.B. EUROPE? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind FINANCIERE G.H.B. EUROPE is Alain Bihet. It owns 40% of Compagnie AOC itself.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Tervurenlaan 302 box 13
1150 Sint-Pieters-Woluwe
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 13 companies are registered at this address.
All companies at this address →PHEERIM same network
€ -3,848 gross margin · 2025
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€ 671,160 gross margin · 2025
VERSTRAETE DEVELOPMENT
€ -9,432 gross margin · 2025
VERSTRAETE BOUWONDERNEMING
€ 397,575 gross margin · 2025
DIRK VANGENEUGDEN
€ 558,331 gross margin · 2025
+8 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0475.526.365
- VAT number
- BE 0475.526.365
- Registered office
- Tervurenlaan 302 bus 13, 1150 Sint-Pieters-Woluwe
- Names & denominations
- FINANCIERE G.H.B. EUROPE
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 28 August 2001
- Peppol
- Active · Active since 19 Nov 2025
- Activities · NACE
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