Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 4 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
GERTINA from Kapellen, company number BE0475410163, closed financial year 2025 with a result of € 85,971 after tax. For that financial year GERTINA recorded a gross margin of € 156,826 and equity of € 250,919. Compared with financial year 2024, the result moved from € 62,028 to € 85,971. Profitable, and profit is growing. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 22, 2026.
€ 250,919
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 85,971
▲ 39% vs 2024
Profit after tax over the fiscal year.
€ 10,439
▲ € 9,334 vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 85,971 paid out
100 % of the profit went to the shareholders, mostly to GERTINA HOLDING (100 % of the shares). That is where the money ends up.
People and assets in 2025
€ 23,503
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 364,082
▲ 21% vs 2024
Loans from banks and other lenders, long and short.
€ 67,320
▲ 137% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 45,881
▲ 72% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
Want to see how much further we take a dossier in the Pro version? Open the free De Lijn example and give feedback →
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 165,474 | € 172,343 | € 148,274 | € 156,826 | ▲ 6% |
| Profit after taxes | € 110,059 | € 102,971 | € 62,028 | € 85,971 | ▲ 39% |
| Equity | € 250,919 | € 250,919 | € 250,919 | € 250,919 | |
| Total debts | € 1,391,998 | € 1,326,082 | € 1,292,273 | € 1,429,665 | ▲ 11% |
| Cash | € 12,427 | € 9,786 | € 1,105 | € 10,439 | ▲ € 9,334 |
| Land & buildings | € 1,063,647 | € 1,072,918 | € 1,081,139 | € 1,087,984 | ▲ 1% |
| Retained profit | € 188,919 | € 188,919 | € 188,919 | € 188,919 | |
| Dividend | € 110,059 | € 102,971 | € 62,028 | € 85,971 | ▲ 39% |
| Bank debt | € 534,820 | € 389,704 | € 302,128 | € 364,082 | ▲ 21% |
| Balance sheet total | € 1,642,917 | € 1,577,001 | € 1,543,192 | € 1,680,584 | ▲ 9% |
Key figures of GERTINA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to GERTINA?
What happened at GERTINA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 85,971 (▲ 39% vs 2024). Source: NBB ↗
- Gert Jacobs became a director. NBB
- New establishment in Kapellen. KBO
- Start of the company according to the CBE. KBO
In short
From € 110,059 profit in 2022 to € 85,971 profit in 2025.
Paid € 132,456 in corporate taxes since 2022.
Best year ever: 2022, with € 110,059 profit.
Paid out € 361,028 in dividends to the owners in total.
A new publication or filing at GERTINA? We notify you, reason included.
Follow GERTINADatabakkes Pro
Know what changes at your customers, suppliers and competitors. Without reading an annual account.
- Follow them in one folder Every company in your folder gets this full dossier: household book, all fiscal years, benchmark against companies of the same size.
- We alert you, with the reason New annual account, Official Gazette publication or status change: you get what changed and where it says so.
- In bulk too, and in ChatGPT and Claude Upload your customer list and get the warning signs back per company. Or ask in your own AI assistant, with this register as the source.
Databakkes Pro is being built. Sign up now and you are first in line for an invitation, with a month to try without a credit card.
De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of GERTINA HOLDING comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
GERTINABehind GERTINA is Gert Jacobs. The shares are held by GERTINA HOLDING (99.9%).
Directors
According to the 2025 annual accounts
since 2020
Shareholders
99.9%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Jozef Mulslaan 11
2950 Kapellen
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0475.410.163
- VAT number
- BE 0475.410.163
- Registered office
- Jozef Mulslaan 11, 2950 Kapellen
- Names & denominations
- GERTINA
- Enterprise type
- Rechtspersoon
- Legal form
- Limited partnership
- Legal situation
- Normale toestand
- Start date
- 1 August 2001
- Peppol
- Active · Active since 16 Feb 2026
- Activities · NACE
Handel in eigen onroerend goed
Handel in onroerend goed
Ontwikkeling van niet-residentiële bouwprojecten
Ontwikkeling van residentiële bouwprojecten
Projectontwikkeling voor infrastructuurwerken
Projectontwikkeling voor woningbouw