What does FIDERO VERZEKERINGEN do?

FIDERO VERZEKERINGEN is an insurance broker in Aalter. Public Limited, started on 13 July 2001, 4 establishments.

What is the address of FIDERO VERZEKERINGEN?

The registered office of FIDERO VERZEKERINGEN is located at Steenweg op Deinze 150, 9880 Aalter.

Is FIDERO VERZEKERINGEN still active?

Yes. According to the CBE (31 October 2026) FIDERO VERZEKERINGEN is active, legal situation “Normale toestand”, started on 13 July 2001.

Is FIDERO VERZEKERINGEN registered on Peppol?

Yes, FIDERO VERZEKERINGEN is registered on the Peppol network with ID 0208:0475295149.

What is the enterprise number of FIDERO VERZEKERINGEN?

The enterprise number of FIDERO VERZEKERINGEN is BE0475295149.

When was FIDERO VERZEKERINGEN founded?

FIDERO VERZEKERINGEN was founded on 13 July 2001.

Who are the directors of FIDERO VERZEKERINGEN?

According to the 2025 annual accounts, the directors of FIDERO VERZEKERINGEN are: DE RUYCK CONSULT VOF, BRAM BOONE VOF, Lot Van Damme CommV, KOEN SUCAET CommV, PIETER BOONE CommV.

Is FIDERO VERZEKERINGEN a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 13 July 2001; 5 annual accounts filed, latest fiscal year 2025; 5 directors known from the annual account; 4 establishments in the CBE.

How much profit did FIDERO VERZEKERINGEN make in 2025?

FIDERO VERZEKERINGEN posted a profit after taxes of € 127,907 in financial year 2025.

What is the revenue of FIDERO VERZEKERINGEN?

As a small company, FIDERO VERZEKERINGEN is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 1,526,493.

How much does an employee at FIDERO VERZEKERINGEN earn?

The average wage cost per full-time employee at FIDERO VERZEKERINGEN was € 79,400 in 2025: staff costs of € 1.1 million for 14.1 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does FIDERO VERZEKERINGEN have?

According to the 2025 annual accounts, FIDERO VERZEKERINGEN has 14.1 full-time equivalents (FTE).

FIDERO VERZEKERINGEN (Public Limited) - Aalter

Dossier FIDERO VERZEKERINGEN, printed on 31 October 2026 from databakkes.be/en/0475295149/fidero-verzekeringen. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

FIDERO VERZEKERINGEN from Aalter, company number BE0475295149, closed financial year 2025 with a result of € 127,907 after tax. For that financial year FIDERO VERZEKERINGEN recorded a gross margin of € 1.5 million and equity of € 1 million. Compared with financial year 2024, the result moved from € 124,732 to € 127,907. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on May 27, 2026.

What it is worth Growing

€ 1 million

▲ 14% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 127,907

▲ 3% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 110,695

▲ 61% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 905,285.

People and assets in 2025

Full-time equivalents

14.1

▼ 0.8 vs 2024

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 1.1 million

€ 79,400 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 136,020

▲ 5% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 7 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 862,357

▼ 13% vs 2024

€ 128,544 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.

Owed to suppliers

€ 28,084

▼ 77% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Wages and social charges

€ 114,219

▲ 10% vs 2024

Wages, holiday pay and social contributions still to pay. No outstanding taxes.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 1,334,083 Gross margin 2022: € 1,334,083 First fiscal year in the series	€ 1,456,165 Gross margin 2023: € 1,456,165 ▲ 9% vs 2022 (€ 1,334,083) Favourable step	€ 1,544,840 Gross margin 2024: € 1,544,840 ▲ 6% vs 2023 (€ 1,456,165) Favourable step	€ 1,526,493 Gross margin 2025: € 1,526,493 ▼ 1% vs 2024 (€ 1,544,840) Unfavourable step	▼ 1%
Profit after taxes	€ 249,051 Profit after taxes 2022: € 249,051 First fiscal year in the series	€ 165,766 Profit after taxes 2023: € 165,766 ▼ 33% vs 2022 (€ 249,051) Unfavourable step	€ 124,732 Profit after taxes 2024: € 124,732 ▼ 25% vs 2023 (€ 165,766) Unfavourable step	€ 127,907 Profit after taxes 2025: € 127,907 ▲ 3% vs 2024 (€ 124,732) Favourable step	▲ 3%
Equity	€ 602,416 Equity 2022: € 602,416 First fiscal year in the series	€ 768,182 Equity 2023: € 768,182 ▲ 28% vs 2022 (€ 602,416) Favourable step	€ 881,990 Equity 2024: € 881,990 ▲ 15% vs 2023 (€ 768,182) Favourable step	€ 1,005,285 Equity 2025: € 1,005,285 ▲ 14% vs 2024 (€ 881,990) Favourable step	▲ 14%
Total debts	€ 1,139,106 Total debts 2022: € 1,139,106 First fiscal year in the series	€ 1,394,709 Total debts 2023: € 1,394,709 ▲ 22% vs 2022 (€ 1,139,106) Unfavourable step	€ 1,225,594 Total debts 2024: € 1,225,594 ▼ 12% vs 2023 (€ 1,394,709) Favourable step	€ 1,010,734 Total debts 2025: € 1,010,734 ▼ 18% vs 2024 (€ 1,225,594) Favourable step	▼ 18%
Cash	€ 185,139 Cash 2022: € 185,139 First fiscal year in the series	€ 70,039 Cash 2023: € 70,039 ▼ 62% vs 2022 (€ 185,139) Unfavourable step	€ 68,768 Cash 2024: € 68,768 ▼ 2% vs 2023 (€ 70,039) Unfavourable step	€ 110,695 Cash 2025: € 110,695 ▲ 61% vs 2024 (€ 68,768) Favourable step	▲ 61%
Land & buildings	€ 630,010 Land & buildings 2022: € 630,010 First fiscal year in the series	€ 981,649 Land & buildings 2023: € 981,649 ▲ 56% vs 2022 (€ 630,010) Unchanged	€ 992,476 Land & buildings 2024: € 992,476 ▲ 1% vs 2023 (€ 981,649) Unchanged	€ 933,735 Land & buildings 2025: € 933,735 ▼ 6% vs 2024 (€ 992,476) Unchanged	▼ 6%
Retained profit	€ 502,416 Retained profit 2022: € 502,416 First fiscal year in the series	€ 668,182 Retained profit 2023: € 668,182 ▲ 33% vs 2022 (€ 502,416) Favourable step	€ 781,990 Retained profit 2024: € 781,990 ▲ 17% vs 2023 (€ 668,182) Favourable step	€ 905,285 Retained profit 2025: € 905,285 ▲ 16% vs 2024 (€ 781,990) Favourable step	▲ 16%
Dividend	€ 100,000 Dividend 2022: € 100,000 First fiscal year in the series	€ 0 Dividend 2023: € 0 ▼ 100% vs 2022 (€ 100,000) Unchanged	€ 0 Dividend 2024: € 0 Unchanged (€ 0) Unchanged	€ 0 Dividend 2025: € 0 Unchanged (€ 0) Unchanged
Bank debt	€ 839,286 Bank debt 2022: € 839,286 First fiscal year in the series	€ 1,212,617 Bank debt 2023: € 1,212,617 ▲ 44% vs 2022 (€ 839,286) Unfavourable step	€ 988,938 Bank debt 2024: € 988,938 ▼ 18% vs 2023 (€ 1,212,617) Favourable step	€ 862,357 Bank debt 2025: € 862,357 ▼ 13% vs 2024 (€ 988,938) Favourable step	▼ 13%
Balance sheet total	€ 1,741,522 Balance sheet total 2022: € 1,741,522 First fiscal year in the series	€ 2,162,891 Balance sheet total 2023: € 2,162,891 ▲ 24% vs 2022 (€ 1,741,522) Unchanged	€ 2,107,584 Balance sheet total 2024: € 2,107,584 ▼ 3% vs 2023 (€ 2,162,891) Unchanged	€ 2,016,018 Balance sheet total 2025: € 2,016,018 ▼ 4% vs 2024 (€ 2,107,584) Unchanged	▼ 4%
Employees (FTE)	13.6 Employees (FTE) 2022: 13.6 First fiscal year in the series	14.8 Employees (FTE) 2023: 14.8 ▲ 1.2 vs 2022 (13.6) Unchanged	14.9 Employees (FTE) 2024: 14.9 ▲ 0.1 vs 2023 (14.8) Unchanged	14.1 Employees (FTE) 2025: 14.1 ▼ 0.8 vs 2024 (14.9) Unchanged	▼ 0.8

Key figures of FIDERO VERZEKERINGEN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to FIDERO VERZEKERINGEN?

What happened at FIDERO VERZEKERINGEN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

2026 DE RUYCK CONSULT VOF stepped down as director. NBB
2026 BRAM BOONE VOF stepped down as director. NBB
2026 Lot Van Damme CommV stepped down as director. NBB
2026 KOEN SUCAET CommV stepped down as director. NBB
2026 PIETER BOONE CommV stepped down as director. NBB
May 27, 2026 New annual accounts for financial year 2025: profit of € 127,907 (▲ 3% vs 2024). Source: NBB ↗
Jan 2, 2022 New establishment in Zulte. KBO
2021 DE RUYCK CONSULT VOF became a director. NBB

In short

From € 249,051 profit in 2022 to € 127,907 profit in 2025.

Paid € 245,285 in corporate taxes since 2022.

Best year ever: 2022, with € 249,051 profit.

On average € 108,300 of value added per employee in 2025.

Original PDFs at the National Bank ↗

Management

Directors

According to the 2025 annual accounts

DE RUYCK CONSULT VOF

Director · represented by De Ruyck Dominique

since 2021 · until 2026

BRAM BOONE VOF

Director · represented by Boone Bram

since 2021 · until 2026

Lot Van Damme CommV

Director · represented by Van Damme Lot

· until 2026

KOEN SUCAET CommV

Director · represented by Sucaet Koen

since 2021 · until 2026

PIETER BOONE CommV

Director · represented by Boone Pieter

since 2021 · until 2026

Establishments

Establishment units

Physical locations of this company

Registered office

Steenweg op Deinze 150

9880 Aalter

2.135.704.626

Tolpoortstraat 13

9800 Deinze

Active since 1 January 2004

2.215.053.891

Kortrijksesteenweg 1166

9051 Gent

Active since 15 December 2012

2.325.041.894

Staatsbaan 193 box C

9870 Zulte

Active since 2 January 2022

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.

All companies at this address →

GROEP FIDERO VERZEKERINGEN

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0475.295.149

VAT number

BE 0475.295.149

Registered office

Steenweg op Deinze 150, 9880 Aalter

Names & denominations

FIDERO VERZEKERINGEN

Enterprise type

Rechtspersoon

Legal form

Public limited company

Legal situation

Normale toestand

Start date

13 July 2001

Peppol

Active · Active since 20 Nov 2020

Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Verzekeringsmakelaars en -agenten

View on CBE Public ↗ Annual accounts (NBB) ↗

FIDERO VERZEKERINGEN

Financials

What happened to FIDERO VERZEKERINGEN?

Management

Directors

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions