Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Shrinking team NBB
FTE fell two years in a row, from 8.2 to 4.4.
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Busy address KBO
16 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
REFIBO from Gent, company number BE0475280303, closed financial year 2025 with a result of € 17,372 after tax. For that financial year REFIBO recorded revenue of € 984,231 and equity of € 400,055. Compared with financial year 2024, the result moved from € 118,980 to € 17,372. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on February 24, 2026.
€ 400,055
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 17,372
▼ 85% vs 2024
Profit after tax over the fiscal year.
€ 125,027
▼ 33% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 17,000 paid out
98 % of the profit went to the shareholders, mostly to BEVISO (100 % of the shares). That is where the money ends up.
People and assets in 2025
4.4
▼ 1.4 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 259,282
▼ 7% vs 2024
€ 58,900 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 70,097
▼ 21% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 160,542
▲ 14% vs 2024
€ 82,076 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 70,047
▲ 67% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 52,547
▼ 42% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 1,218,911 | € 1,111,416 | € 1,082,044 | € 984,231 | ▼ 9% |
| Gross margin | € 776,155 | € 669,012 | € 410,047 | € 338,018 | ▼ 18% |
| Profit after taxes | € 182,268 | € 52,179 | € 118,980 | € 17,372 | ▼ 85% |
| Equity | € 393,524 | € 395,703 | € 399,683 | € 400,055 | |
| Total debts | € 507,395 | € 474,552 | € 393,506 | € 381,491 | ▼ 3% |
| Cash | € 194,979 | € 205,876 | € 186,748 | € 125,027 | ▼ 33% |
| Retained profit | € 143,524 | € 145,703 | € 149,683 | € 150,055 | |
| Dividend | € 0 | € 50,000 | € 115,000 | € 17,000 | ▼ 85% |
| Bank debt | € 268,956 | € 165,220 | € 141,104 | € 160,542 | ▲ 14% |
| Balance sheet total | € 900,919 | € 870,255 | € 793,189 | € 781,546 | ▼ 1% |
| Employees (FTE) | 7.2 | 8.2 | 5.8 | 4.4 | ▼ 1.4 |
Key figures of REFIBO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to REFIBO?
What happened at REFIBO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 17,372 (▼ 85% vs 2024). filed late Source: NBB ↗
- Beviso BV became a director. NBB
- New establishment in Gent. KBO
- Start of the company according to the CBE. KBO
In short
From € 182,268 profit in 2022 to € 17,372 profit in 2025.
Paid € 153,086 in corporate taxes since 2022.
Best year ever: 2022, with € 182,268 profit.
On average € 76,800 of value added per employee in 2025.
Management
The stake of BEVISO comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
REFIBOBehind REFIBO is Beviso BV. The shares are held by BEVISO (100%).
Establishments
Establishment units
Physical locations of this company
Kerkstraat 106
9050 Gent
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 16 companies are registered at this address.
All companies at this address →SEBECO
€ 1 million gross margin · 2025
SERVIZO
€ 112,057 gross margin · 2025
COCURA
€ 14,349 gross margin · 2025
BUY - AID
€ 398,132 gross margin · 2025
NEXXT TECHNOLOGY
€ -26,598 gross margin · 2025
+11 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0475.280.303
- VAT number
- BE 0475.280.303
- Registered office
- Kerkstraat 106, 9050 Gent
- Names & denominations
- REFIBO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 12 July 2001
- Peppol
- Active · Active since 20 Jun 2025
- Activities · NACE
Activiteiten van (gecertificeerde) (fiscaal) accountants
Boekhouders
Boekhouders en boekhouders-fiscalisten