Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
-
Tight liquidity NBB
Cash and receivables cover 28 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
HEEM-INVEST from Antwerpen, company number BE0475248035, closed financial year 2025 with a result of € 28,786 after tax. For that financial year HEEM-INVEST recorded a gross margin of € 67,295 and equity of € -165,291. Compared with financial year 2024, the result moved from € 21,835 to € 28,786. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 27, 2026.
€ -165,291
▲ € 28,786 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 28,786
▲ 32% vs 2024
Profit after tax over the fiscal year.
€ 28,980
▲ € 28,623 vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -198,505.
People and assets in 2025
€ 52,257
▲ € 51,532 vs 2024
Of which on lease € 50,586.
Debts at end 2025
€ 311,497
▲ 16% vs 2024
€ 45,489 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 43
Supplier invoices still open on the last day of the fiscal year.
€ 4,239
▲ 112% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 79,066 | € 42,542 | € 49,357 | € 67,295 | ▲ 36% |
| Profit after taxes | € 47,128 | € 15,291 | € 21,835 | € 28,786 | ▲ 32% |
| Equity | € -231,203 | € -215,912 | € -194,077 | € -165,291 | ▲ € 28,786 |
| Total debts | € 448,880 | € 362,709 | € 329,681 | € 368,350 | ▲ 12% |
| Cash | € 58,377 | € 2,219 | € 357 | € 28,980 | ▲ € 28,623 |
| Land & buildings | € 112,924 | € 97,896 | € 87,745 | € 71,709 | ▼ 18% |
| Retained profit | € -269,289 | € -252,374 | € -228,915 | € -198,505 | ▲ € 30,410 |
| Bank debt | € 415,685 | € 328,040 | € 268,994 | € 311,497 | ▲ 16% |
| Balance sheet total | € 217,677 | € 146,797 | € 135,604 | € 203,059 | ▲ 50% |
Key figures of HEEM-INVEST, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to HEEM-INVEST?
What happened at HEEM-INVEST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 28,786 (▲ 32% vs 2024). Source: NBB ↗
- Lukas Rochtus stepped down as director. NBB
- Luc Rochtus became a director. NBB
- Karin Joossen became a director. NBB
- Lukas Rochtus became a director. NBB
- New establishment in Antwerpen. KBO
- Start of the company according to the CBE. KBO
In short
From € 47,128 profit in 2022 to € 28,786 profit in 2025.
Paid € 234 in corporate taxes since 2022.
Best year ever: 2022, with € 47,128 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind HEEM-INVEST are Karin Joossen and Luc Rochtus. The same people are also behind Onroerende Goederen En Participaties and ARKABO. Karin Joossen is also behind Van Campen, Rochtus & Buys. Luc Rochtus is also behind Campagna, RUPURA and DE STEENOVEN.
Directors
According to the 2025 annual accounts
Karin Joossen
Director
Also active at: Onroerende Goederen En Participaties, ARKABO, Van Campen, Rochtus & Buys
since 2007
Luc Rochtus
Director
Also active at: Onroerende Goederen En Participaties, Campagna, ARKABO, RUPURA, DE STEENOVEN
since 2023
since 2007 · until 2025
Establishments
Establishment units
Physical locations of this company
Van Breestraat 3
2018 Antwerpen
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0475.248.035
- VAT number
- BE 0475.248.035
- Registered office
- Van Breestraat 3, 2018 Antwerpen
- Names & denominations
- HEEM-INVEST
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 10 July 2001
- Peppol
- Active · Active since 3 Dec 2025
- Activities · NACE
Handel in eigen onroerend goed
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Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen
Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen
Algemene bouw van andere niet-residentiële gebouwen
Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten
Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering
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