Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 2 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 4 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
Reform Personal Training from Ohey, company number BE0475218836, closed financial year 2025 with a result of € -990 after tax. For that financial year Reform Personal Training recorded a gross margin of € -689 and equity of € -1,054. Compared with financial year 2024, the result moved from € -4,793 to € -990. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 15, 2026.
€ -1,054
▼ € 990 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -990
▲ 79 % less loss than in 2024
Profit after tax over the fiscal year.
€ 42
▲ 57% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -7,260.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 92
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 3,366 | € -1,186 | € -2,591 | € -689 | ▲ € 1,902 |
| Profit after taxes | € 539 | € -4,834 | € -4,793 | € -990 | ▲ € 3,803 |
| Equity | € 9,562 | € 4,728 | € -65 | € -1,054 | ▼ € 990 |
| Total debts | € 1,671 | € 3,049 | € 92 | € 1,097 | ▲ € 1,005 |
| Cash | € 4,354 | € 3,003 | € 27 | € 42 | ▲ 57% |
| Retained profit | € 3,357 | € -1,477 | € -6,270 | € -7,260 | ▼ € 990 |
| Balance sheet total | € 11,233 | € 7,777 | € 27 | € 42 | ▲ 57% |
Key figures of Reform Personal Training, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Reform Personal Training?
What happened at Reform Personal Training in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 990. Source: NBB ↗
- New establishment in Andenne. KBO
- Start of the company according to the CBE. KBO
In short
From € 539 profit in 2022 to € 990 loss in 2025.
Paid € 323 in corporate taxes since 2022.
Best year ever: 2022, with € 539 profit.
Management
Behind Reform Personal Training is NATHALIE BERTRAND. NATHALIE BERTRAND is also behind S.I.C.A.P..
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Rue Fond de Bologne 12
5350 Ohey
Rue Brun 40 box RC
5300 Andenne
Active since 1 July 2018
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0475.218.836
- VAT number
- BE 0475.218.836
- Registered office
- Rue Fond de Bologne 12, 5350 Ohey
- Names & denominations
- Reform Personal Training
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 10 July 2001
- Peppol
- Not registered