What does S.I.C.A.P. do?

S.I.C.A.P. is a bar in Andenne. Public Limited, started on 2 November 1999, 2 establishments.

What is the address of S.I.C.A.P.?

The registered office of S.I.C.A.P. is located at Promenade des Ours 30-32, 5300 Andenne.

Is S.I.C.A.P. still active?

Yes. According to the CBE (29 October 2026) S.I.C.A.P. is active, legal situation “Normale toestand”, started on 2 November 1999.

Is S.I.C.A.P. registered on Peppol?

Yes, S.I.C.A.P. is registered on the Peppol network with ID 0208:0467199708.

What is the enterprise number of S.I.C.A.P.?

The enterprise number of S.I.C.A.P. is BE0467199708.

When was S.I.C.A.P. founded?

S.I.C.A.P. was founded on 2 November 1999.

Who are the directors of S.I.C.A.P.?

According to the 2025 annual accounts, the directors of S.I.C.A.P. are: NATHALIE BERTRAND, MAXIM DELAVELEYE, DM FINANCES SRL.

Is S.I.C.A.P. a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 2 November 1999; 5 annual accounts filed, latest fiscal year 2025; 3 directors known from the annual account; 2 establishments in the CBE.

How much profit did S.I.C.A.P. make in 2025?

S.I.C.A.P. recorded a loss after taxes of € 10,941 in financial year 2025.

What is the revenue of S.I.C.A.P.?

As a small company, S.I.C.A.P. is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 376,909.

How much does an employee at S.I.C.A.P. earn?

The average wage cost per full-time employee at S.I.C.A.P. was € 41,100 in 2025: staff costs of € 333,249 for 8.1 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does S.I.C.A.P. have?

According to the 2025 annual accounts, S.I.C.A.P. has 8.1 full-time equivalents (FTE).

S.I.C.A.P. (Public Limited) - Andenne - BE0467199708

Dossier S.I.C.A.P., printed on 29 October 2026 from databakkes.be/en/0467199708/s-i-c-a-p. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Two loss years in a row NBB

Negative result in 2024 and 2025.
Tight liquidity NBB

Cash and receivables cover 53 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

S.I.C.A.P. from Andenne, company number BE0467199708, closed financial year 2025 with a result of € -10,941 after tax. For that financial year S.I.C.A.P. recorded a gross margin of € 376,909 and equity of € 107,957. Compared with financial year 2024, the result moved from € -69,038 to € -10,941. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 15, 2026.

What it is worth Healthy

€ 107,957

▼ 9% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Loss Caution

€ -10,941

▲ 84 % less loss than in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 58,186

▲ 41% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Caution

Loss, nothing to pay out

Reserves fell to € 46,457.

People and assets in 2025

Full-time equivalents

8.1

▲ 0.1 vs 2024

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 333,249

▲ 4% vs 2024

€ 41,100 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 20,192

▼ 44% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 4 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 88,374

▼ 15% vs 2024

€ 20,372 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.

Owed to suppliers

€ 20,508

▲ 18% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 36,619

▼ 6% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 240,239 Gross margin 2022: € 240,239 First fiscal year in the series	€ 299,699 Gross margin 2023: € 299,699 ▲ 25% vs 2022 (€ 240,239) Favourable step	€ 306,520 Gross margin 2024: € 306,520 ▲ 2% vs 2023 (€ 299,699) Favourable step	€ 376,909 Gross margin 2025: € 376,909 ▲ 23% vs 2024 (€ 306,520) Favourable step	▲ 23%
Profit after taxes	€ -73,515 Profit after taxes 2022: € -73,515 First fiscal year in the series	€ -49,477 Profit after taxes 2023: € -49,477 ▲ € 24,038 vs 2022 (€ -73,515) Favourable step	€ -69,038 Profit after taxes 2024: € -69,038 ▼ € 19,561 vs 2023 (€ -49,477) Unfavourable step	€ -10,941 Profit after taxes 2025: € -10,941 ▲ € 58,097 vs 2024 (€ -69,038) Favourable step	▲ € 58,097
Equity	€ 237,412 Equity 2022: € 237,412 First fiscal year in the series	€ 187,935 Equity 2023: € 187,935 ▼ 21% vs 2022 (€ 237,412) Unfavourable step	€ 118,897 Equity 2024: € 118,897 ▼ 37% vs 2023 (€ 187,935) Unfavourable step	€ 107,957 Equity 2025: € 107,957 ▼ 9% vs 2024 (€ 118,897) Unfavourable step	▼ 9%
Total debts	€ 243,825 Total debts 2022: € 243,825 First fiscal year in the series	€ 232,243 Total debts 2023: € 232,243 ▼ 5% vs 2022 (€ 243,825) Favourable step	€ 204,088 Total debts 2024: € 204,088 ▼ 12% vs 2023 (€ 232,243) Favourable step	€ 197,265 Total debts 2025: € 197,265 ▼ 3% vs 2024 (€ 204,088) Favourable step	▼ 3%
Cash	€ 106,699 Cash 2022: € 106,699 First fiscal year in the series	€ 93,485 Cash 2023: € 93,485 ▼ 12% vs 2022 (€ 106,699) Unfavourable step	€ 41,126 Cash 2024: € 41,126 ▼ 56% vs 2023 (€ 93,485) Unfavourable step	€ 58,186 Cash 2025: € 58,186 ▲ 41% vs 2024 (€ 41,126) Favourable step	▲ 41%
Land & buildings	€ 196,317 Land & buildings 2022: € 196,317 First fiscal year in the series	€ 189,585 Land & buildings 2023: € 189,585 ▼ 3% vs 2022 (€ 196,317) Unchanged	€ 182,853 Land & buildings 2024: € 182,853 ▼ 4% vs 2023 (€ 189,585) Unchanged	€ 176,121 Land & buildings 2025: € 176,121 ▼ 4% vs 2024 (€ 182,853) Unchanged	▼ 4%
Retained profit	€ 175,912 Retained profit 2022: € 175,912 First fiscal year in the series	€ 126,435 Retained profit 2023: € 126,435 ▼ 28% vs 2022 (€ 175,912) Unfavourable step	€ 57,397 Retained profit 2024: € 57,397 ▼ 55% vs 2023 (€ 126,435) Unfavourable step	€ 46,457 Retained profit 2025: € 46,457 ▼ 19% vs 2024 (€ 57,397) Unfavourable step	▼ 19%
Bank debt	€ 138,046 Bank debt 2022: € 138,046 First fiscal year in the series	€ 119,319 Bank debt 2023: € 119,319 ▼ 14% vs 2022 (€ 138,046) Favourable step	€ 103,972 Bank debt 2024: € 103,972 ▼ 13% vs 2023 (€ 119,319) Favourable step	€ 88,374 Bank debt 2025: € 88,374 ▼ 15% vs 2024 (€ 103,972) Favourable step	▼ 15%
Balance sheet total	€ 481,237 Balance sheet total 2022: € 481,237 First fiscal year in the series	€ 420,178 Balance sheet total 2023: € 420,178 ▼ 13% vs 2022 (€ 481,237) Unchanged	€ 322,985 Balance sheet total 2024: € 322,985 ▼ 23% vs 2023 (€ 420,178) Unchanged	€ 305,221 Balance sheet total 2025: € 305,221 ▼ 5% vs 2024 (€ 322,985) Unchanged	▼ 5%
Employees (FTE)	7.3 Employees (FTE) 2022: 7.3 First fiscal year in the series	7.5 Employees (FTE) 2023: 7.5 ▲ 0.2 vs 2022 (7.3) Unchanged	8 Employees (FTE) 2024: 8 ▲ 0.5 vs 2023 (7.5) Unchanged	8.1 Employees (FTE) 2025: 8.1 ▲ 0.1 vs 2024 (8) Unchanged	▲ 0.1

Key figures of S.I.C.A.P., fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to S.I.C.A.P.?

What happened at S.I.C.A.P. in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jun 15, 2026 New annual accounts for financial year 2025: loss of € 10,941. Source: NBB ↗
Dec 8, 2016 New establishment in Andenne. KBO
Oct 27, 2005 New establishment in Ohey. KBO
Nov 2, 1999 Start of the company according to the CBE. KBO

In short

From € 73,515 loss in 2022 to € 10,941 loss in 2025.

Paid € 1,575 in corporate taxes since 2022.

On average € 46,500 of value added per employee in 2025.

Original PDFs at the National Bank ↗

Management

DM FINANCES 98%

The stake of DM FINANCES comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

S.I.C.A.P.

Behind S.I.C.A.P. are NATHALIE BERTRAND, MAXIM DELAVELEYE and DM FINANCES SRL. The shares are held by DM FINANCES (98%).

Directors

According to the 2025 annual accounts

NATHALIE BERTRAND

Director

Also active at: Reform Personal Training

MAXIM DELAVELEYE

Director

DM FINANCES SRL

Director · represented by NATHALIE BERTRAND

Shareholders

DM FINANCES

98%

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Promenade des Ours 30-32

5300 Andenne

2.149.696.380

Rue Fond de Bologne 12

5350 Ohey

Active since 27 October 2005

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0467.199.708

VAT number

BE 0467.199.708

Registered office

Promenade des Ours 30-32, 5300 Andenne

Names & denominations

S.I.C.A.P.

Enterprise type

Rechtspersoon

Legal form

Public limited company

Legal situation

Normale toestand

Start date

2 November 1999

Peppol

Active · Active since 26 Jun 2025

Activities · NACE

Cafés en bars

Activiteiten van eetgelegenheden met volledige bediening

Eetgelegenheden met volledige bediening

View on CBE Public ↗ Annual accounts (NBB) ↗

S.I.C.A.P.

Warning lights

Financials

What happened to S.I.C.A.P.?

Management

Directors

Shareholders

Participations

Establishments

Establishment units

Details

Frequently asked questions