Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 34 % of short-term debt in 2024; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2024
KARMAT FR 2001 from Verviers, company number BE0475202604, closed financial year 2024 with a result of € -42,694 after tax. For that financial year KARMAT FR 2001 recorded a gross margin of € 38,804 and equity of € 27,052. Compared with financial year 2023, the result moved from € 25,109 to € -42,694. The company made a loss. The buffer shrank hard: equity is 61 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 30, 2025.
€ 27,052
▼ 61% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -42,694
▼ still € 25,109 profit in 2023
Profit after tax over the fiscal year.
€ 50,519
▲ € 50,026 vs 2023
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 8,452.
People and assets in 2024
€ 5,518
▼ 37% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 350,871
▲ € 275,176 vs 2023
€ 25,688 is repaid this year. At this pace the long-term loan is gone in ≈ 14 years.
€ 4,179
▲ 93% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 11,243
▼ 48% vs 2023
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 32,493 | € 58,602 | € 58,477 | € 38,804 | ▼ 34% |
| Profit after taxes | € 4,675 | € 27,464 | € 25,109 | € -42,694 | ▼ € 67,803 |
| Equity | € 17,174 | € 44,637 | € 69,746 | € 27,052 | ▼ 61% |
| Total debts | € 198,560 | € 167,632 | € 131,212 | € 475,407 | ▲ 262% |
| Cash | € 1,293 | € 730 | € 493 | € 50,519 | ▲ € 50,026 |
| Land & buildings | € 193,394 | € 185,375 | € 177,355 | € 413,592 | ▲ 133% |
| Retained profit | € -1,426 | € 26,037 | € 51,146 | € 8,452 | ▼ 83% |
| Bank debt | € 103,221 | € 89,434 | € 75,695 | € 350,871 | ▲ € 275,176 |
| Balance sheet total | € 215,733 | € 212,270 | € 200,959 | € 502,459 | ▲ 150% |
Key figures of KARMAT FR 2001, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to KARMAT FR 2001?
What happened at KARMAT FR 2001 in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: loss of € 42,694 (▼ € 67,803 vs 2023). filed late Source: NBB ↗
- François KRUPP became a director. NBB
- Start of the company according to the CBE. KBO
- Armand KRUPP became a director. NBB
In short
From € 4,675 profit in 2021 to € 42,694 loss in 2024.
Paid € 23,666 in corporate taxes since 2021.
Best year ever: 2022, with € 27,464 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind KARMAT FR 2001 are Armand KRUPP and François KRUPP.
Directors
According to the 2024 annual accounts
Armand KRUPP
Director
since 2001
François KRUPP
Director
since 2023
Establishments
Establishment units
Physical locations of this company
Rue Laoureux 21
4800 Verviers
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0475.202.604
- VAT number
- BE 0475.202.604
- Registered office
- Rue Laoureux 21, 4800 Verviers
- Names & denominations
- KARMAT FR 2001
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 5 July 2001
- Peppol
- Not registered