What does DVV 3 FRONTIERES do?

DVV 3 FRONTIERES is an insurance broker in Welkenraedt. Private Limited, started on 20 June 2001, 4 establishments.

What is the address of DVV 3 FRONTIERES?

The registered office of DVV 3 FRONTIERES is located at Voie de Liège 81, 4840 Welkenraedt.

Is DVV 3 FRONTIERES still active?

Yes. According to the CBE (31 October 2026) DVV 3 FRONTIERES is active, legal situation “Normale toestand”, started on 20 June 2001.

Is DVV 3 FRONTIERES registered on Peppol?

Yes, DVV 3 FRONTIERES is registered on the Peppol network with ID 0208:0475050867.

What is the enterprise number of DVV 3 FRONTIERES?

The enterprise number of DVV 3 FRONTIERES is BE0475050867.

When was DVV 3 FRONTIERES founded?

DVV 3 FRONTIERES was founded on 20 June 2001.

Who are the directors of DVV 3 FRONTIERES?

According to the 2025 annual accounts, the directors of DVV 3 FRONTIERES are: MICHEL JENNEKENS.

Is DVV 3 FRONTIERES a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 20 June 2001; 5 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account; 4 establishments in the CBE.

How much profit did DVV 3 FRONTIERES make in 2025?

DVV 3 FRONTIERES posted a profit after taxes of € 54,890 in financial year 2025.

What is the revenue of DVV 3 FRONTIERES?

As a small company, DVV 3 FRONTIERES is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 530,770.

DVV 3 FRONTIERES (Private Limited) - Welkenraedt

Dossier DVV 3 FRONTIERES, printed on 1 November 2026 from databakkes.be/en/0475050867/dvv-3-frontieres. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Tight liquidity NBB

Cash and receivables cover 36 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

DVV 3 FRONTIERES from Welkenraedt, company number BE0475050867, closed financial year 2025 with a result of € 54,890 after tax. For that financial year DVV 3 FRONTIERES recorded a gross margin of € 530,770 and equity of € 332,294. Compared with financial year 2024, the result moved from € 60,686 to € 54,890. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on April 1, 2026.

What it is worth Growing

€ 332,294

▲ 13% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 54,890

▼ 10% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 19,817

▲ € 19,744 vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 17,000 paid out

31 % of the profit went to the shareholders, the rest stayed in the company.

People and assets in 2025

Wage cost

€ 275,809

▲ 12% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 16,158

▲ 42% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 6 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 404,452

▼ 20% vs 2024

€ 67,102 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.

Owed to suppliers

€ 22,421

▼ 26% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 39,983

▼ 32% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 437,274 Gross margin 2022: € 437,274 First fiscal year in the series	€ 428,909 Gross margin 2023: € 428,909 ▼ 2% vs 2022 (€ 437,274) Unfavourable step	€ 466,570 Gross margin 2024: € 466,570 ▲ 9% vs 2023 (€ 428,909) Favourable step	€ 530,770 Gross margin 2025: € 530,770 ▲ 14% vs 2024 (€ 466,570) Favourable step	▲ 14%
Profit after taxes	€ 31,741 Profit after taxes 2022: € 31,741 First fiscal year in the series	€ 63,713 Profit after taxes 2023: € 63,713 ▲ 101% vs 2022 (€ 31,741) Favourable step	€ 60,686 Profit after taxes 2024: € 60,686 ▼ 5% vs 2023 (€ 63,713) Unfavourable step	€ 54,890 Profit after taxes 2025: € 54,890 ▼ 10% vs 2024 (€ 60,686) Unfavourable step	▼ 10%
Equity	€ 198,455 Equity 2022: € 198,455 First fiscal year in the series	€ 242,168 Equity 2023: € 242,168 ▲ 22% vs 2022 (€ 198,455) Favourable step	€ 294,404 Equity 2024: € 294,404 ▲ 22% vs 2023 (€ 242,168) Favourable step	€ 332,294 Equity 2025: € 332,294 ▲ 13% vs 2024 (€ 294,404) Favourable step	▲ 13%
Total debts	€ 545,012 Total debts 2022: € 545,012 First fiscal year in the series	€ 434,440 Total debts 2023: € 434,440 ▼ 20% vs 2022 (€ 545,012) Favourable step	€ 605,013 Total debts 2024: € 605,013 ▲ 39% vs 2023 (€ 434,440) Unfavourable step	€ 477,456 Total debts 2025: € 477,456 ▼ 21% vs 2024 (€ 605,013) Favourable step	▼ 21%
Cash	€ 9,151 Cash 2022: € 9,151 First fiscal year in the series	€ 73 Cash 2023: € 73 ▼ 99% vs 2022 (€ 9,151) Unfavourable step	€ 73 Cash 2024: € 73 Unchanged (€ 73) Unfavourable step	€ 19,817 Cash 2025: € 19,817 ▲ € 19,744 vs 2024 (€ 73) Favourable step	▲ € 19,744
Land & buildings	€ 336,752 Land & buildings 2022: € 336,752 First fiscal year in the series	€ 324,172 Land & buildings 2023: € 324,172 ▼ 4% vs 2022 (€ 336,752) Unchanged	€ 314,473 Land & buildings 2024: € 314,473 ▼ 3% vs 2023 (€ 324,172) Unchanged	€ 304,774 Land & buildings 2025: € 304,774 ▼ 3% vs 2024 (€ 314,473) Unchanged	▼ 3%
Retained profit	€ 173,455 Retained profit 2022: € 173,455 First fiscal year in the series	€ 217,168 Retained profit 2023: € 217,168 ▲ 25% vs 2022 (€ 173,455) Favourable step	€ 269,404 Retained profit 2024: € 269,404 ▲ 24% vs 2023 (€ 217,168) Favourable step	€ 307,294 Retained profit 2025: € 307,294 ▲ 14% vs 2024 (€ 269,404) Favourable step	▲ 14%
Dividend	€ 20,000 Dividend 2022: € 20,000 First fiscal year in the series	€ 20,000 Dividend 2023: € 20,000 Unchanged (€ 20,000) Unchanged	€ 8,450 Dividend 2024: € 8,450 ▼ 58% vs 2023 (€ 20,000) Unchanged	€ 17,000 Dividend 2025: € 17,000 ▲ 101% vs 2024 (€ 8,450) Unchanged	▲ 101%
Bank debt	€ 408,945 Bank debt 2022: € 408,945 First fiscal year in the series	€ 341,287 Bank debt 2023: € 341,287 ▼ 17% vs 2022 (€ 408,945) Favourable step	€ 504,775 Bank debt 2024: € 504,775 ▲ 48% vs 2023 (€ 341,287) Unfavourable step	€ 404,452 Bank debt 2025: € 404,452 ▼ 20% vs 2024 (€ 504,775) Favourable step	▼ 20%
Balance sheet total	€ 743,467 Balance sheet total 2022: € 743,467 First fiscal year in the series	€ 676,607 Balance sheet total 2023: € 676,607 ▼ 9% vs 2022 (€ 743,467) Unchanged	€ 899,418 Balance sheet total 2024: € 899,418 ▲ 33% vs 2023 (€ 676,607) Unchanged	€ 809,750 Balance sheet total 2025: € 809,750 ▼ 10% vs 2024 (€ 899,418) Unchanged	▼ 10%

Key figures of DVV 3 FRONTIERES, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to DVV 3 FRONTIERES?

What happened at DVV 3 FRONTIERES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Sep 17, 2026 New establishment in Welkenraedt. KBO
Apr 1, 2026 New annual accounts for financial year 2025: profit of € 54,890 (▼ 10% vs 2024). Source: NBB ↗
Jan 1, 2026 New establishment in Aubange. KBO
May 1, 2018 New establishment in Kelmis. KBO
Apr 5, 2002 New establishment in Eupen. KBO
Jun 20, 2001 Start of the company according to the CBE. KBO

In short

From € 31,741 profit in 2022 to € 54,890 profit in 2025.

Paid € 100,649 in corporate taxes since 2022.

Best year ever: 2023, with € 63,713 profit.

Paid out € 65,450 in dividends to the owners in total.

Original PDFs at the National Bank ↗

Management

MICHEL JENNEKENS

DVV 3 FRONTIERES

Behind DVV 3 FRONTIERES is MICHEL JENNEKENS.

Directors

According to the 2025 annual accounts

MICHEL JENNEKENS

Administrator-manager

Establishments

Establishment units

Physical locations of this company

Registered office

Voie de Liège 81

4840 Welkenraedt

2.094.631.856

Rue de Herbesthal 295

4700 Eupen

Active since 5 April 2002

2.279.879.387

Route de Liège 245 box A

4720 Kelmis

Active since 1 May 2018

2.389.952.910

Rue du Chalet - HALANZY 8

6792 Aubange

Active since 1 January 2026

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0475.050.867

VAT number

BE 0475.050.867

Registered office

Voie de Liège 81, 4840 Welkenraedt

Names & denominations

DVV 3 FRONTIERES

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

20 June 2001

Peppol

Active · Active since 18 Oct 2026

Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Verzekeringsmakelaars en -agenten

View on CBE Public ↗ Annual accounts (NBB) ↗

DVV 3 FRONTIERES

Warning lights

Financials

What happened to DVV 3 FRONTIERES?

Management

Directors

Establishments

Establishment units

Details

Frequently asked questions