Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 34 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
L.M.D. FINANCES from Namur, company number BE0474969705, closed financial year 2025 with a result of € 217,351 after tax. For that financial year L.M.D. FINANCES recorded a gross margin of € 459,843 and equity of € 18,984. Compared with financial year 2024, the result moved from € 127,378 to € 217,351. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 6, 2026.
€ 18,984
▲ 2% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 217,351
▲ 71% vs 2024
Profit after tax over the fiscal year.
€ 81,571
▼ 45% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 217,000 paid out
100 % of the profit went to the shareholders, mostly to DASSY INVEST (100 % of the shares). That is where the money ends up.
People and assets in 2025
€ 160,333
▲ 15% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 576
▼ 90% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 465
▼ 92% vs 2024
Loans from banks and other lenders, long and short.
€ 672
▼ 81% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 21,711
▼ 33% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 333,418 | € 396,621 | € 319,295 | € 459,843 | ▲ 44% |
| Profit after taxes | € 130,972 | € 175,335 | € 127,378 | € 217,351 | ▲ 71% |
| Equity | € 20,521 | € 18,656 | € 18,634 | € 18,984 | ▲ 2% |
| Total debts | € 177,028 | € 224,316 | € 170,696 | € 241,348 | ▲ 41% |
| Cash | € 123,197 | € 175,319 | € 149,402 | € 81,571 | ▼ 45% |
| Retained profit | € 1,921 | € 56 | € 34 | € 384 | ▲ € 351 |
| Dividend | € 131,000 | € 177,200 | € 127,400 | € 217,000 | ▲ 70% |
| Bank debt | € 23,883 | € 11,526 | € 6,021 | € 465 | ▼ 92% |
| Balance sheet total | € 197,549 | € 242,972 | € 189,329 | € 260,333 | ▲ 38% |
Key figures of L.M.D. FINANCES, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to L.M.D. FINANCES?
What happened at L.M.D. FINANCES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 217,351 (▲ 71% vs 2024). Source: NBB ↗
- Dassy Invest SRL became a director. NBB
- Sylco Invest SRL became a director. NBB
- New establishment in Namur. KBO
- Start of the company according to the CBE. KBO
In short
From € 130,972 profit in 2022 to € 217,351 profit in 2025.
Paid € 226,315 in corporate taxes since 2022.
Best year ever: 2025, with € 217,351 profit.
Paid out € 652,600 in dividends to the owners in total.
A new publication or filing at L.M.D. FINANCES? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of DASSY INVEST comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
L.M.D. FINANCESBehind L.M.D. FINANCES are Dassy Invest SRL and Sylco Invest SRL. The shares are held by DASSY INVEST (100%).
Directors
According to the 2025 annual accounts
Director · represented by Olivier DASSY
Also active at: SPRL DASSY & MASSAGE, MPBROKER, DELLOYE-LATIERS
since 2023
Director · represented by Sylvie COPINE
since 2023
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Chaussée de Louvain(CH) 605
5020 Namur
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0474.969.705
- VAT number
- BE 0474.969.705
- Registered office
- Chaussée de Louvain(CH) 605, 5020 Namur
- Names & denominations
- L.M.D. FINANCES
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 11 June 2001
- Peppol
- Active · Active since 27 Mar 2026
- Activities · NACE
Agenten en makelaars in bankdiensten
Ondersteunende activiteiten i.v.m. financiële instellingen, n.e.g.
Overige financiële dienstverlening, neg
Financiële lease