Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 7 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
IMMO SAINT BERNARD from Tervuren, company number BE0474636935, closed financial year 2025 with a result of € -43,804 after tax. For that financial year IMMO SAINT BERNARD recorded a gross margin of € 33,652 and equity of € 125,553. Compared with financial year 2024, the result moved from € 213,312 to € -43,804. The company made a loss. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 26, 2026.
€ 125,553
▼ 26% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -43,804
▼ still € 213,312 profit in 2024
Profit after tax over the fiscal year.
€ 29,377
▲ € 27,286 vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 119,353.
People and assets in 2025
€ 6,666
▼ 14% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 140,351
▼ 17% vs 2024
€ 28,070 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 1,864
▼ 62% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 28,988
▲ 5% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 77,962 | € 112,037 | € 323,831 | € 33,652 | ▼ 90% |
| Profit after taxes | € -1,507 | € -37,668 | € 213,312 | € -43,804 | ▼ € 257,116 |
| Equity | € -6,286 | € -43,955 | € 169,357 | € 125,553 | ▼ 26% |
| Total debts | € 1,426,672 | € 1,418,179 | € 1,120,595 | € 954,295 | ▼ 15% |
| Cash | € 612 | € 1,531 | € 2,091 | € 29,377 | ▲ € 27,286 |
| Land & buildings | € 1,453,197 | € 1,396,428 | € 1,070,366 | € 1,021,278 | ▼ 5% |
| Retained profit | € -12,486 | € -50,155 | € 163,157 | € 119,353 | ▼ 27% |
| Bank debt | € 421,018 | € 402,693 | € 168,421 | € 140,351 | ▼ 17% |
| Balance sheet total | € 1,481,783 | € 1,430,232 | € 1,340,572 | € 1,125,080 | ▼ 16% |
Key figures of IMMO SAINT BERNARD, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to IMMO SAINT BERNARD?
What happened at IMMO SAINT BERNARD in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 43,804 (▼ € 257,116 vs 2024). filed late Source: NBB ↗
- New establishment in Tervuren. KBO
- Start of the company according to the CBE. KBO
In short
From € 1,507 loss in 2022 to € 43,804 loss in 2025.
Paid € 26,897 in corporate taxes since 2022.
Best year ever: 2024, with € 213,312 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind IMMO SAINT BERNARD is Jan LAURENT. Jan LAURENT is also behind IMMOMOG and CL STUDIO APART.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Lindenberg 40
3080 Tervuren
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0474.636.935
- VAT number
- BE 0474.636.935
- Registered office
- Lindenberg 40, 3080 Tervuren
- Names & denominations
- IMMO SAINT BERNARD
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 23 April 2001
- Peppol
- Active · Active since 27 Mar 2026
- Activities · NACE
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