Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 34 % of short-term debt in 2024; threshold 65 %.
Financials
Financial year 2024
CARDIO - GYN. ESSENTIALS from Montigny-le-Tilleul, company number BE0474493019, closed financial year 2024 with a result of € -46,920 after tax. For that financial year CARDIO - GYN. ESSENTIALS recorded a gross margin of € 190,057 and equity of € 191,315. Compared with financial year 2023, the result moved from € 7,306 to € -46,920. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on September 30, 2025.
€ 191,315
▼ 20% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -46,920
▼ still € 7,306 profit in 2023
Profit after tax over the fiscal year.
€ 104,988
▲ 35% vs 2023
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 172,723.
People and assets in 2024
€ 33,411
▲ 7% vs 2023
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 47,563
▼ 10% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 429,241
▲ € 331,134 vs 2023
€ 47,046 is repaid this year. At this pace the long-term loan is gone in ≈ 9 years.
€ 24,581
▲ 92% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 10,897
▲ 3% vs 2023
Taxes, VAT and social contributions still to pay.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 326,029 | € 345,865 | € 295,818 | € 190,057 | ▼ 36% |
| Profit after taxes | € 57,594 | € 30,081 | € 7,306 | € -46,920 | ▼ € 54,226 |
| Equity | € 200,849 | € 230,930 | € 238,236 | € 191,315 | ▼ 20% |
| Total debts | € 466,156 | € 407,577 | € 225,653 | € 997,445 | ▲ € 771,792 |
| Cash | € 55,649 | € 64,558 | € 78,045 | € 104,988 | ▲ 35% |
| Land & buildings | € 100,639 | € 92,252 | € 83,866 | € 806,429 | ▲ € 722,563 |
| Retained profit | € 182,257 | € 212,338 | € 219,644 | € 172,723 | ▼ 21% |
| Dividend | € 166,582 | € 0 | € 0 | € 0 | |
| Bank debt | € 136,133 | € 136,403 | € 98,107 | € 429,241 | ▲ € 331,134 |
| Balance sheet total | € 840,113 | € 799,196 | € 641,401 | € 1,389,637 | ▲ 117% |
Key figures of CARDIO - GYN. ESSENTIALS, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to CARDIO - GYN. ESSENTIALS?
What happened at CARDIO - GYN. ESSENTIALS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: loss of € 46,920 (▼ € 54,226 vs 2023). filed late Source: NBB ↗
- PASCAL LEFEBVRE became a director. NBB
- STEPHANIE BLONDEL became a director. NBB
- New establishment in Montigny-le-Tilleul. KBO
- Start of the company according to the CBE. KBO
In short
From € 57,594 profit in 2021 to € 46,920 loss in 2024.
Paid € 45,147 in corporate taxes since 2021.
Best year ever: 2021, with € 57,594 profit.
Paid out € 166,582 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind CARDIO - GYN. ESSENTIALS are PASCAL LEFEBVRE and STEPHANIE BLONDEL. The same people are also behind IMMOBILIERE DU VERT BOIS.
Directors
According to the 2024 annual accounts
since 2011
since 2011
Establishments
Establishment units
Physical locations of this company
Rue du Vert Bois 137
6110 Montigny-le-Tilleul
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0474.493.019
- VAT number
- BE 0474.493.019
- Registered office
- Rue du Vert Bois 137, 6110 Montigny-le-Tilleul
- Names & denominations
- CARDIO - GYN. ESSENTIALS
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 9 April 2001
- Peppol
- Active · Active since 29 Sept 2025
- Activities · NACE
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