LOVIC is a shop in Braine-le-Château. Public Limited, started on 15 March 2001, 5 establishments.

What is the address of LOVIC?

The registered office of LOVIC is located at Chaussée de Tubize(W-B) 254, 1440 Braine-le-Château.

Is LOVIC still active?

Yes. According to the CBE (29 October 2026) LOVIC is active, legal situation “Normale toestand”, started on 15 March 2001.

Is LOVIC registered on Peppol?

Yes, LOVIC is registered on the Peppol network with ID 0208:0474324258.

What is the enterprise number of LOVIC?

The enterprise number of LOVIC is BE0474324258.

When was LOVIC founded?

LOVIC was founded on 15 March 2001.

Who are the directors of LOVIC?

According to the 2025 annual accounts, the directors of LOVIC are: Jean-Philippe SEMAL, Antoine SEMAL.

Is LOVIC a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 15 March 2001; 5 annual accounts filed, latest fiscal year 2025; 2 directors known from the annual account; 5 establishments in the CBE.

How much profit did LOVIC make in 2025?

LOVIC recorded a loss after taxes of € 189,527 in financial year 2025.

What is the revenue of LOVIC?

As a small company, LOVIC is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 1,338,956.

How much does an employee at LOVIC earn?

The average wage cost per full-time employee at LOVIC was € 60,700 in 2025: staff costs of € 1 million for 17 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does LOVIC have?

According to the 2025 annual accounts, LOVIC has 17 full-time equivalents (FTE).

LOVIC (Public Limited) - Braine-le-Château - BE0474324258

Dossier LOVIC, printed on 29 October 2026 from databakkes.be/en/0474324258/lovic. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Figures corrected NBB

Corrected annual account filed for 2024, 2025.

Financials

Financial year 2025

LOVIC from Braine-le-Château, company number BE0474324258, closed financial year 2025 with a result of € -189,527 after tax. For that financial year LOVIC recorded a gross margin of € 1.3 million and equity of € 3.1 million. Compared with financial year 2024, the result moved from € 68,651 to € -189,527. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on September 25, 2026.

What it is worth Healthy

€ 3.1 million

▼ 6% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Loss Caution

€ -189,527

▼ still € 68,651 profit in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 768,847

▼ 26% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Caution

Loss, nothing to pay out

Reserves fell to € 2.1 million.

People and assets in 2025

Full-time equivalents

▼ 0.8 vs 2024

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 1 million

▲ 6% vs 2024

€ 60,700 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 136,476

▼ 20% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 6 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 1.6 million

▼ 1% vs 2024

€ 250,749 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.

Owed to suppliers

€ 365,590

▲ 10% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 144,642

▲ 66% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 1,142,215 Gross margin 2022: € 1,142,215 First fiscal year in the series	€ 1,731,255 Gross margin 2023: € 1,731,255 ▲ 52% vs 2022 (€ 1,142,215) Favourable step	€ 1,332,371 Gross margin 2024: € 1,332,371 ▼ 23% vs 2023 (€ 1,731,255) Unfavourable step	€ 1,338,956 Gross margin 2025: € 1,338,956 Unchanged (€ 1,332,371) Favourable step
Profit after taxes	€ -2,644 Profit after taxes 2022: € -2,644 First fiscal year in the series	€ 302,219 Profit after taxes 2023: € 302,219 ▲ € 304,864 vs 2022 (€ -2,644) Favourable step	€ 68,651 Profit after taxes 2024: € 68,651 ▼ 77% vs 2023 (€ 302,219) Unfavourable step	€ -189,527 Profit after taxes 2025: € -189,527 ▼ € 258,179 vs 2024 (€ 68,651) Unfavourable step	▼ € 258,179
Equity	€ 3,156,759 Equity 2022: € 3,156,759 First fiscal year in the series	€ 3,258,978 Equity 2023: € 3,258,978 ▲ 3% vs 2022 (€ 3,156,759) Favourable step	€ 3,327,630 Equity 2024: € 3,327,630 ▲ 2% vs 2023 (€ 3,258,978) Favourable step	€ 3,138,102 Equity 2025: € 3,138,102 ▼ 6% vs 2024 (€ 3,327,630) Unfavourable step	▼ 6%
Total debts	€ 2,886,350 Total debts 2022: € 2,886,350 First fiscal year in the series	€ 2,515,275 Total debts 2023: € 2,515,275 ▼ 13% vs 2022 (€ 2,886,350) Favourable step	€ 2,062,861 Total debts 2024: € 2,062,861 ▼ 18% vs 2023 (€ 2,515,275) Favourable step	€ 2,304,852 Total debts 2025: € 2,304,852 ▲ 12% vs 2024 (€ 2,062,861) Unfavourable step	▲ 12%
Cash	€ 1,703,544 Cash 2022: € 1,703,544 First fiscal year in the series	€ 1,041,245 Cash 2023: € 1,041,245 ▼ 39% vs 2022 (€ 1,703,544) Unfavourable step	€ 1,042,616 Cash 2024: € 1,042,616 Unchanged (€ 1,041,245) Favourable step	€ 768,847 Cash 2025: € 768,847 ▼ 26% vs 2024 (€ 1,042,616) Unfavourable step	▼ 26%
Land & buildings	€ 1,847,059 Land & buildings 2022: € 1,847,059 First fiscal year in the series	€ 1,736,395 Land & buildings 2023: € 1,736,395 ▼ 6% vs 2022 (€ 1,847,059) Unchanged	€ 1,638,849 Land & buildings 2024: € 1,638,849 ▼ 6% vs 2023 (€ 1,736,395) Unchanged	€ 1,571,065 Land & buildings 2025: € 1,571,065 ▼ 4% vs 2024 (€ 1,638,849) Unchanged	▼ 4%
Retained profit	€ 2,094,759 Retained profit 2022: € 2,094,759 First fiscal year in the series	€ 2,196,978 Retained profit 2023: € 2,196,978 ▲ 5% vs 2022 (€ 2,094,759) Favourable step	€ 2,265,630 Retained profit 2024: € 2,265,630 ▲ 3% vs 2023 (€ 2,196,978) Favourable step	€ 2,076,102 Retained profit 2025: € 2,076,102 ▼ 8% vs 2024 (€ 2,265,630) Unfavourable step	▼ 8%
Dividend	€ 0 Dividend 2022: € 0 First fiscal year in the series	€ 200,000 Dividend 2023: € 200,000 Unchanged (€ 0) Unchanged	€ 0 Dividend 2024: € 0 ▼ 100% vs 2023 (€ 200,000) Unchanged	€ 0 Dividend 2025: € 0 Unchanged (€ 0) Unchanged
Bank debt	€ 2,105,128 Bank debt 2022: € 2,105,128 First fiscal year in the series	€ 1,802,593 Bank debt 2023: € 1,802,593 ▼ 14% vs 2022 (€ 2,105,128) Favourable step	€ 1,595,009 Bank debt 2024: € 1,595,009 ▼ 12% vs 2023 (€ 1,802,593) Favourable step	€ 1,574,764 Bank debt 2025: € 1,574,764 ▼ 1% vs 2024 (€ 1,595,009) Favourable step	▼ 1%
Balance sheet total	€ 6,063,401 Balance sheet total 2022: € 6,063,401 First fiscal year in the series	€ 5,793,073 Balance sheet total 2023: € 5,793,073 ▼ 4% vs 2022 (€ 6,063,401) Unchanged	€ 5,407,840 Balance sheet total 2024: € 5,407,840 ▼ 7% vs 2023 (€ 5,793,073) Unchanged	€ 5,458,832 Balance sheet total 2025: € 5,458,832 ▲ 1% vs 2024 (€ 5,407,840) Unchanged	▲ 1%
Employees (FTE)	17.3 Employees (FTE) 2022: 17.3 First fiscal year in the series	17.8 Employees (FTE) 2023: 17.8 ▲ 0.5 vs 2022 (17.3) Unchanged	17.8 Employees (FTE) 2024: 17.8 Unchanged (17.8) Unchanged	17 Employees (FTE) 2025: 17 ▼ 0.8 vs 2024 (17.8) Unchanged	▼ 0.8

Key figures of LOVIC, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to LOVIC?

What happened at LOVIC in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Sep 25, 2026 Corrected annual accounts filed for financial year 2025. filed late Source: NBB ↗
2023 Antoine SEMAL stepped down as director. NBB
Nov 30, 2019 New establishment in Sint-Genesius-Rode. KBO
Sep 15, 2017 New establishment in Namur. KBO
Oct 1, 2015 New establishment in Gembloux. KBO
Sep 15, 2014 New establishment in Wavre. KBO
Jun 29, 2001 New establishment in Braine-le-Château. KBO
Mar 15, 2001 Start of the company according to the CBE. KBO

In short

From € 2,644 loss in 2022 to € 189,527 loss in 2025.

Paid € 164,486 in corporate taxes since 2022.

Best year ever: 2023, with € 302,219 profit.

On average € 78,800 of value added per employee in 2025.

Original PDFs at the National Bank ↗

Management

Jean-Philippe SEMAL

LOVIC

Behind LOVIC is Jean-Philippe SEMAL.

Directors

According to the 2025 annual accounts

Jean-Philippe SEMAL

Managing director

Antoine SEMAL

Director

· until 2023

Establishments

Establishment units

Physical locations of this company

Registered office

Chaussée de Tubize(W-B) 254

1440 Braine-le-Château

2.243.307.914

Avenue des Princes 54

1300 Wavre

Active since 15 September 2014

2.264.116.788

Chaussée de Tirlemont 77

5030 Gembloux

Active since 1 October 2015

2.270.311.724

Chaussée de Marche(EP) 586

5101 Namur

Active since 15 September 2017

2.298.328.094

Waterloose Steenweg 246

1640 Sint-Genesius-Rode

Active since 30 November 2019

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0474.324.258

VAT number

BE 0474.324.258

Registered office

Chaussée de Tubize(W-B) 254, 1440 Braine-le-Château

Names & denominations

LOVIC

Enterprise type

Rechtspersoon

Legal form

Public limited company

Legal situation

Normale toestand

Start date

15 March 2001

Peppol

Active · Active since 3 Dec 2025

Activities · NACE

Detailhandel in huismeubilair

Detailhandel in meubels

Detailhandel in huismeubilair in gespecialiseerde winkels

View on CBE Public ↗ Annual accounts (NBB) ↗

LOVIC

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Financials

What happened to LOVIC?

Management

Directors

Establishments

Establishment units

Details

Frequently asked questions