Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 1 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 51 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
VISION VALORISATION IMMOBILIERE PERSONNALISEE from Liège, company number BE0474228842, closed financial year 2025 with a result of € -80,701 after tax. For that financial year VISION VALORISATION IMMOBILIERE PERSONNALISEE recorded revenue of € 0 and equity of € -9,605. Compared with financial year 2024, the result moved from € 1,782 to € -80,701. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 15, 2026.
€ -9,605
▼ € 80,701 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -80,701
▼ still € 1,782 profit in 2024
Profit after tax over the fiscal year.
€ 7,211
▼ 52% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -71,605.
People and assets in 2025
€ 4,250
▼ 13% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 767
▼ 24% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 68,196
▲ 238% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 867
▼ 80% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -1,660 | € 51,528 | € 13,771 | € -68,970 | ▼ € 82,741 |
| Profit after taxes | € -8,601 | € 37,338 | € 1,782 | € -80,701 | ▼ € 82,484 |
| Equity | € 31,975 | € 69,313 | € 71,096 | € -9,605 | ▼ € 80,701 |
| Total debts | € 59,649 | € 36,611 | € 25,896 | € 73,510 | ▲ 184% |
| Cash | € 3,053 | € 37,089 | € 15,163 | € 7,211 | ▼ 52% |
| Retained profit | € -30,025 | € 7,313 | € 9,096 | € -71,605 | ▼ € 80,701 |
| Balance sheet total | € 91,623 | € 105,924 | € 96,991 | € 63,905 | ▼ 34% |
Key figures of VISION VALORISATION IMMOBILIERE PERSONNALISEE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to VISION VALORISATION IMMOBILIERE PERSONNALISEE?
What happened at VISION VALORISATION IMMOBILIERE PERSONNALISEE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- SRL VISION + 0,785 stepped down as director. NBB
- Raphaëlle PICARD stepped down as director. NBB
- Yvette GOMMERS stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 80,701 (▼ € 82,484 vs 2024). Source: NBB ↗
- SRL VISION + 0,785 became a director. NBB
- Raphaëlle PICARD became a director. NBB
- Yvette GOMMERS became a director. NBB
- New establishment in Liège. KBO
In short
From € 8,601 loss in 2022 to € 80,701 loss in 2025.
Paid € 829 in corporate taxes since 2022.
Best year ever: 2023, with € 37,338 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
Managing director · represented by André PICARD
since 2025 · until 2031
Raphaëlle PICARD
Managing director
since 2025 · until 2031
Yvette GOMMERS
Director
since 2025 · until 2031
Establishments
Establishment units
Physical locations of this company
Rue du Parc 63
4020 Liège
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0474.228.842
- VAT number
- BE 0474.228.842
- Registered office
- Rue du Parc 63, 4020 Liège
- Names & denominations
- VISION VALORISATION IMMOBILIERE PERSONNALISEE · VISION V.I.P.
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 2 March 2001
- Peppol
- Active · Active since 6 Mar 2026
- Activities · NACE
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